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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181154)

If I have to speak to your staff they are so helpful...

5
If I have to speak to your staff they are so helpful friendly and polite first class service Reviewed on: 16th April 2026
Briyen D's avatar
Briyen D

I have got my paypal account for 10 years and really...

5
I have got my paypal account for 10 years and really I am happy with the customer service Reviewed on: 16th April 2026
Mahboobeh A's avatar
Mahboobeh A

Excellent credit provider helped me so much over years

5
If ever I need help they happily explain anything overtime phone really appreciate it Reviewed on: 16th April 2026
Kurtess R's avatar
Kurtess R

I use PayPal credit in order to boost my credit score.

5
I use PayPal credit in order to boost my credit score. It's easy and simple to use, as long as you pay your balance on time you don't pay any Apr. It's very handy to have the option of a digital or physical card too. Reviewed on: 16th April 2026
Heath D's avatar
Heath D

Always really helpful.

5
Always really helpful. Staff are really friendly. Really great app and service. Reviewed on: 16th April 2026
Ryan H's avatar
Ryan H

Great business.and love having it

5
Love what they offer.snd love having such s great service. Reviewed on: 16th April 2026
Margaret 's avatar
Margaret

PayPal has been a reliable and convenient platform f...

5
PayPal has been a reliable and convenient platform for managing online payments. The interface is user-friendly, making it easy to send and receive money in just a few clicks. I especially appreciate the added layer of security, which gives peace of mind when making transactions. It’s widely accepted across many websites, and the quick transfer options are a big plus. Overall, PayPal is a trustworthy and efficient service for everyday financial needs. Reviewed on: 16th April 2026
Marius M's avatar
Marius M

Financial Sanity Companion

5
Ease of use. Flexible support. Customer centric services. Reviewed on: 16th April 2026
Aderonke O's avatar
Aderonke O

Excellent

5
Just excellent have never had any problems using PayPal so convenient and easy to use Reviewed on: 16th April 2026
Marios 's avatar
Marios

The only way to pay, Paypal safe and secure.

5
Have been a paypal user for years, its easy to use and has lots of benefits. Reviewed on: 16th April 2026
Sean D's avatar
Sean D

Review PayPal: PayPal Credit now

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