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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

A lot of 0% offers leading to a more affordable...

A lot of 0% offers leading to a more affordable package Reviewed on: 16th April 2026

Excellent service and the constant 0% finance option

Excellent service and the constant 0% finance option is good to have Reviewed on: 16th April 2026

Easy and Affordable

A brilliant service provided me with much needed cash. Wpould highly recommend. Easy to use and affordable. Reviewed on: 16th April 2026

I appreciate PayPal’s security and the convenient cr...

I appreciate PayPal’s security and the convenient credit options. It’s also great that I can store all my cards in one place and shop across various websites. The interest-free deals are fantastic and the four-month 0% interest on credit purchases is a bonus. Reviewed on: 16th April 2026

So easy world class service

So easy to use no stressing probs Reviewed on: 16th April 2026

Instead free good money.

Instead free good money.highly recommended Reviewed on: 16th April 2026

Paypal are so handy to have and is so easy to use.

Paypal are so handy to have and is so easy to use. Reviewed on: 16th April 2026

PayPal services and experience since I joined have b...

PayPal services and experience since I joined have been excellent.. customer satisfaction is great and the App is user-friendly friendly. Reviewed on: 16th April 2026

Trusting in PayPal

I trust PayPal as extra security when buying products and help if there’s a problem and have been using PayPal for years. I’m considering getting the PayPal credit card Reviewed on: 16th April 2026

Best company , really easy to use

Best company , really easy to use Reviewed on: 16th April 2026

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