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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Yh alright

Sound seems alright. Not a bad experience Reviewed on: 16th April 2026

Security

I feel secure to send money via PayPal it is fast and easy And give me confidence when online shopping Reviewed on: 16th April 2026

Pay pal are always quick and have excellent customer...

Pay pal are always quick and have excellent customer service Reviewed on: 16th April 2026

Great, good service too.

Great, good service too. Always helpful in terms of scams and help Reviewed on: 16th April 2026

Very grateful to PayPal credit

Very grateful to PayPal credit, excellent service and don’t charge ridiculous interest like other creditors. Thank you :) Reviewed on: 16th April 2026

I'm happy with the credit.

I'm happy with the credit. This is Reviewed on: 16th April 2026

Satisfaction Guaranteed

My experience with PayPal has been nothing but amazing!!! It's very convenient and it's like that friend that always comes through for you. Reviewed on: 16th April 2026

Very easy to use, and keep on top of your spending.

Very easy to use, and keep on top of your spending. Helps me buy thing’s over time. Would definitely recommend! Reviewed on: 16th April 2026

Great service highly recommend would use again

Great service highly recommend would use again Reviewed on: 16th April 2026

Always found paypal customer services very helpful e...

Always found paypal customer services very helpful everyway. Reviewed on: 16th April 2026

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