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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

I am very satisfied with PayPal and using it all the...

I am very satisfied with PayPal and using it all the time Reviewed on: 15th April 2026

Review PayPal

PayPal has improved a lot throughout the years. The PayPal Credit is great and I love that you are able to split payments if needed. When you use it for years you get to try all the future and unlock all the benefits. Reviewed on: 15th April 2026

PayPal ok

Very good experience , helpful and loyal Reviewed on: 15th April 2026

PayPal let's you balance your rxpendure

PayPal let's you balance your rxpendure Reviewed on: 15th April 2026

Great app

Good app good services. Easy to use clean user interface. Reviewed on: 15th April 2026

Love PayPal so easy to use and great to big...

Love PayPal so easy to use and great to big credit Reviewed on: 15th April 2026

Great customer service and easy to manage app

Great customer service and easy to manage app Reviewed on: 15th April 2026

Great example of daily and easy use company

I have great experience with PayPal, I have been using it for years. Reviewed on: 15th April 2026

Very simple and easy to use.

Very simple and easy to use. PayPal credit is always my go to when I need something I can't afford to purchase there and then. Reviewed on: 15th April 2026

Good products wildly available on purchases and app...

Good products wildly available on purchases and app is easy to use and rates are competitive with others Reviewed on: 15th April 2026

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