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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Flawless service.

Flawless service. App is easy to use, all the details are there. No complaints Reviewed on: 15th April 2026

Wooihooo paypal

Love paypal helps spread costs over 3 months instead of massi e payments in one go paypal credit good to Reviewed on: 15th April 2026

Very helpful and very simple to use and helps with p...

Very helpful and very simple to use and helps with purchases you can’t pay in one go Reviewed on: 15th April 2026

Secure, easy, and a trusted method of payment.

I always prefer to use PayPal for my online shopping as I feel secure in doing so. Only ever had one dispute and PayPal resolved this issue. Very pleased. Reviewed on: 15th April 2026

good great like it helpful I am happy to have...

good great like it helpful I am happy to have this app Reviewed on: 15th April 2026

Easy to use

Easy to use.you cand fins a plenty of website which accept paypal..highly recomand................... Reviewed on: 15th April 2026

I’ve never had a problem.

I’ve never had a problem. That’s rare these days. Reviewed on: 15th April 2026

All time easy and friendly.

All time easy and friendly. All staff helpfully Reviewed on: 15th April 2026

Five star rating for Paypal

Have always had great service from Paypal Reviewed on: 15th April 2026

Very reliable and secure way to manage payments.

Very reliable and secure way to manage payments. Have sworn by PayPal for years. Reviewed on: 15th April 2026

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