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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181092 reviews)

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4.73

Based on 181,092 reviews, last reviewed 2nd Aug 2026

98% increase in 5 star reviews

in the past 90 days

141% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181092)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always given me piece of mind and it works considera...

Always given me piece of mind and it works considerably well for me,any problems I've had always happy to help out. Reviewed on: 14th July 2026

I have been using paypal credit for a long time with...

I have been using paypal credit for a long time with few problems Reviewed on: 14th July 2026

My only worry are the cost of charges, I usually pay...

My only worry are the cost of charges, I usually pay my card off every month, but when I was away I paid but must've messed up somewhere in my timings. Reviewed on: 14th July 2026

PayPal have been amazing ive been with them for year...

PayPal have been amazing ive been with them for years and they have been very helpful Reviewed on: 14th July 2026

Always provide excellent service and dont need to gi...

Always provide excellent service and dont need to give bank details to anyone you pay which these days is important Reviewed on: 14th July 2026

Easy to use

Easy to select as an option, clear instructions on repayment, easy to adjust direct debit, easy to make one off payments Reviewed on: 14th July 2026

Love PayPal.

Love PayPal. If a place don’t have PayPal I don’t trust to spend Reviewed on: 14th July 2026

Never had a problem

Never had a problem. Any issues dealt with swiftly , including refunds and cancelling online subscriptions set up due to my naivety Reviewed on: 14th July 2026

Great tool and amazing job

Paypal credit has been a very substantial way for me to manage finances on a tight budget. I feel im not in any position to stress or be at a minus in my current account. A very recognisable company with lots of features to help you track your money Reviewed on: 14th July 2026

Credit limit

Everything is fabulous especially that credit omg it’s flawless Reviewed on: 14th July 2026

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