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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 115,199 reviews, last reviewed 27th May 2026
2968350% increase in 5 star reviews
in the past 90 days
8800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great way to make secure and easy transactions Great way to make secure and easy transactions Reviewed on: 27th May 2026
Sejal J's avatar
Sejal J

Latest lowest rating:

1

Poor service. Avoid. I get fined for missing a payment. Why don't they remind me the day I need to make the payment (or the day before). I have contacted them about this b... Read more Reviewed on: 27th May 2026
Phil W's avatar
Phil W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (115199)

Excellent for when money is tight

5
Paypal pay in 3 has been an absolute game changer for me. I can now purchase needed items and pay interest free over 3 months instead of putting it on the credit card and accruing massive charges. I think it’s wonderful. Reviewed on: 12th August 2022
Louise's avatar
Louise

Secure

5
When I do online shopping. I do with security and peace of mind. Reviewed on: 12th August 2022
Hassan Ahmadi's avatar
Hassan Ahmadi

Simple to use

4
Easy to use for online shopping, would be super if you could balance transfer Reviewed on: 12th August 2022
Jess Elverstone's avatar
Jess Elverstone

Pay pal credit is a life changer

5
With PayPal credit I was able to pay for an emergency bill. Highly recommend this service! Reviewed on: 12th August 2022
jennimay321's avatar
jennimay321

Easily accessible on all my devices, quick and secure

5
I use Paypal because I know that its safe and convenient. Its easy to transfer money to friends and send money to companies Reviewed on: 12th August 2022
Stephanie H's avatar
Stephanie H

A very good way to keep track of what you spend.

5
I have had a great experience with PayPal credit and I can keep track of what I spend easily. Reviewed on: 12th August 2022
Ambiorixa Tueros's avatar
Ambiorixa Tueros

Highly recommended

5
Great and easy to use, some lovely perks like low APR, and the app is very good these days. Reviewed on: 12th August 2022
Sam Mitchell's avatar
Sam Mitchell

So easy to use the App is brilliant

5
It is a great service and peace of mind knowing g you are paying securely and safely Reviewed on: 12th August 2022
threecooks@icloud.com's avatar
[email protected]

Straightforward and easy

5
Straighforward service, all the information is given about the service with no hidden tiny writting. You know all your costs up front. Easy to use service. Reviewed on: 12th August 2022
Paulo Pereira's avatar
Paulo Pereira

Vote

5
Always had a help with anything with PayPal customer services. Always friendly Reviewed on: 12th August 2022
Kateryna 's avatar
Kateryna

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