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PayPal: PayPal Credit reviews

4.73
Based on 181,155 reviews, last reviewed 5th Oct 2026
75% decrease in 5 star reviews
in the past 90 days
73% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026
tank's avatar
tank

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181155)

App layout changes too often.

4
App layout changes too often. Not as easy to find transactions. Reviewed on: 15th April 2026

Everythng is so simpl no hasle and good cominication

5
Everythng is so simpl no hasle and good cominication Reviewed on: 15th April 2026

I always use...

5
Been using PayPal for over 15 years and I always use PayPal for peace of mind for protection on purchases, any issues I’ve had are quickly and efficiently sorted, great value for money and love the new reward scheme Reviewed on: 15th April 2026

Been whit paypal since 2006, great service, no issues.

5
Been whit paypal since 2006, great service, no issues. Reviewed on: 15th April 2026

Great safe service

5
Used PayPal for years had no issues at all and will continue to use it. I know transactions are safe using PayPal and you get constant tracking info Reviewed on: 15th April 2026

My experience with PayPal has been great.

5
My experience with PayPal has been great. Reviewed on: 15th April 2026

Perfect hassle free finance freedom

5
Perfect hassle free finance freedom Reviewed on: 15th April 2026

Highly efficient

5
Never had an issue with any PayPal transactions highly efficient Reviewed on: 15th April 2026

Literally have 0 issues with PayPal credit and never...

5
Literally have 0 issues with PayPal credit and never have very good interest with them also and any issues I just contact them and they resolve it very quickly and effectively 10/10 from me not a bad thing to say about it Reviewed on: 15th April 2026

Love the pay in 4.

5
Love the pay in 4. Use it all the time for pretty much everything Reviewed on: 15th April 2026

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