Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

View other PayPal products

4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Amazing Company.

Amazing Company. Helpful if you need it. Reviewed on: 15th April 2026

It has always been seamless best ever

It has always been seamless, no reason to worry about your money. Reviewed on: 15th April 2026

I recommend.

PayPal customer service team is easily reachable and they are responsive too. Reviewed on: 15th April 2026

It’s just great and so easy to use

It’s just great and so easy to use Reviewed on: 15th April 2026

Easy to use for everyone.

PayPal is ready to set and use, very user friendly. I genuinely feel like my purchases and money are in safe hands. Highly recommend to everyone. Reviewed on: 15th April 2026

Straight forward simple and easy to use

Straight forward simple and easy to use Reviewed on: 15th April 2026

Smooth and reliable.

Smooth and reliable. It also gives rest of mind in your purchases Reviewed on: 15th April 2026

Pay in 3 is very useful.

Pay in 3 is very useful. Used it recently a lot. Reviewed on: 15th April 2026

Easy to use, friendly staff if I’ve ever had problem...

Easy to use, friendly staff if I’ve ever had problems, great service Reviewed on: 15th April 2026

It is not so clear if which offers or the amount of...

It is not so clear if which offers or the amount of money that needs to paid interest. Multiple payments are slow update in the activity page. Reviewed on: 15th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Pay
from Shop Direct 3.66 from 29 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101312 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub