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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 115,233 reviews, last reviewed 27th May 2026
2969900% increase in 5 star reviews
in the past 90 days
8800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Review My experience with PayPal credit has been great this is because of the safety measures created by PayPal giving me peace of mind when purchasing items... Read more Reviewed on: 27th May 2026
Abid S's avatar
Abid S

Latest lowest rating:

1

Poor service. Avoid. I get fined for missing a payment. Why don't they remind me the day I need to make the payment (or the day before). I have contacted them about this b... Read more Reviewed on: 27th May 2026
Phil W's avatar
Phil W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (115233)

Paypal is excellent

5
a great and easy way to make payments knowing they are secure too! Reviewed on: 13th August 2022
Stephanie Williams's avatar
Stephanie Williams

Here when I need it

5
PayPal credit is there when you need something and don't always have the cash to hand easy to pay back and they always have you back. Reviewed on: 13th August 2022
iain meads's avatar
iain meads

credit

5
I happy to use paypal credit,really handy Reviewed on: 13th August 2022
Gediminas Bumblauskas's avatar
Gediminas Bumblauskas

PayPal credit...

5
Loving it .....helped me alot...... Reviewed on: 13th August 2022
Nida Ebrahim 's avatar
Nida Ebrahim

Easy to use

5
So easy to use, accepted everywhere. Easy to track spending in the app. Reviewed on: 13th August 2022
ob37's avatar
ob37

Paypal Credit is great!

5
Paypal Credit is easy and convenient. I would definetly reccomend it to friends and family. Reviewed on: 13th August 2022
My Life's avatar
My Life

So easy to use

5
Easy use fair price easy pay back early Reviewed on: 13th August 2022
Laura Reynolds's avatar
Laura Reynolds

Just install it

5
I would recommend everyone to use PayPal cause you can do bitcoins with PayPal, credit cards and many discounts on top UK brands. Reviewed on: 13th August 2022
Anonymous's avatar
Anonymous

Transparent and easy to manage

5
Easy payment arrangements with a low minimum, and a responsive limit that rewards good customers. It's the only credit I use. Reviewed on: 13th August 2022
AB's avatar
AB

It's complete freedom.

5
Half the time I'm having positive thoughts about PayPal credit it's not even when I'm using it. Just knowing it's there is enough to let me stop thinking about which card I'm using or how much money I've moved back and forth - I'll always be able to organise it all later. Great product and it's effortless to set up and use. Reviewed on: 13th August 2022
Harry Fieldson's avatar
Harry Fieldson

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