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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181092 reviews)

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4.73

Based on 181,092 reviews, last reviewed 2nd Aug 2026

98% increase in 5 star reviews

in the past 90 days

141% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181092)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal was quick to act

On one occasion I was wooried about a purchase I asked that the order was cancelled and requested and requested a refund. PayPal was very helpful and carried out my request. Excellent Service Reviewed on: 14th July 2026

Good easy fast like it I woho like

Good easy fast like it I woho like Reviewed on: 14th July 2026

PayPal has been my go-to payment method for online p...

PayPal has been my go-to payment method for online purchases for years, and I honestly wouldn't shop online without it. Every transaction is fast, seamless and gives me complete confidence that my payment is secure. What I love most is how effortless it makes online shopping. Whether I'm buying something small or making a larger purchase, I can check out in seconds without repeatedly entering my card details. It saves time, takes away the stress, and makes the whole experience so much easier. I've used PayPal with countless retailers over the years, and it has never let me down. It's reliable, straightforward and consistently delivers exactly what I need. In a world where we all value convenience and security, PayPal offers both. For me, the best technology is something you don't have to think about because it simply works. That's exactly what PayPal does. It gives me peace of mind every time I shop online, and that's why it remains my first choice for every online purchase. Reviewed on: 14th July 2026

A powerful PC without the powerful upfront price

I used PayPal Credit to purchase my Alienware Area-51 desktop PC from Dell, and the whole experience was straightforward and convenient. Being able to spread the cost over 26 months with no interest made a high-spec computer much more manageable. The PC is now an essential part of my software development and AI work, so PayPal Credit helped me invest in the equipment I needed without emptying my bank account in one dramatic click. Everything was clearly explained, the payment process was smooth, and I am very happy with the flexibility and value offered. Reviewed on: 14th July 2026

Pay pal credit is fantastic and has added security w...

Pay pal credit is fantastic and has added security where you can get your money back if items do not arrive this has happened to me an a couple times of occasions and I’ve always had my money returned it’s never been so easy to sort out fantastic Reviewed on: 14th July 2026

Great fraud prevention

I find this app great, and appreciate that I can spread payment s , thankyou, great service, and hope this continues. Thankyou PayPal.I also like that there s a trail of communication,and I was able to spot a scam, who’ll said they were PayPal, and I did forward to pay pal? For them to investigate. It was a scam. Excellent, I hope they got caught. Thankyou Reviewed on: 14th July 2026

Good customer service and user friendly.

Good customer service and user friendly. Reviewed on: 14th July 2026

Easy to issue, to use and to repay.

Easy to issue, to use and to repay. Reviewed on: 14th July 2026

Reliable with clear terms and conditions meaning no...

Reliable with clear terms and conditions meaning no hidden interest Reviewed on: 14th July 2026

First time utilising credit

I have found PayPal credit really easy to use and to set up. They set out the terms in a clear way so i found it very easy to understand. PayPal credit is my first experience using credit, I have never had a credit card or anything of that nature so it was completely new to me. I was able to set it up completely by myself and I never felt I was in the dark. Reviewed on: 14th July 2026

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