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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Very useful to have 0% finance for 4 months on purch...

Very useful to have 0% finance for 4 months on purchases. Quick and seemless. Reviewed on: 14th July 2026

It gives me more flexibility for all my payments

It gives me more flexibility for all my payments Reviewed on: 14th July 2026

Perfect !!

Perfect very good nice help good people Reviewed on: 14th July 2026

Excellent service.

Excellent service. Allows me complete flexibility on my finances while Paypal operating a fair and balanced affordable interest rates. Reviewed on: 14th July 2026

Very good service keep it up very happy

Very good service keep it up very happy Reviewed on: 14th July 2026

Happy to use Paypal I will share it with my...

Happy to use Paypal I will share it with my friend Reviewed on: 14th July 2026

Am happy with my PayPal account.

Am happy with my PayPal account. Reviewed on: 14th July 2026

Good so far no problems at all really easy to...

Good so far no problems at all really easy to use Reviewed on: 14th July 2026

Great customer service

Always try to help. Fabulous customer service Reviewed on: 14th July 2026

An excellent and unbelievable experience with PayPal...

Writing I've had an excellent experience with PayPal for the past 4–5 years. The platform has always been reliable, secure, and easy to use. Their PayPal Loan service has been fantastic, providing a straightforward and hassle-free experience whenever I've needed it. I highly recommend PayPal to anyone looking for a trusted financial service. Reviewed on: 14th July 2026

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