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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107163 reviews)

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4.90

Based on 107,163 reviews, last reviewed 14th May 2026

2598300% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I was accepted for a credit card, which I was happy... I was accepted for a credit card, which I was happy about so I could buy birthday presents without paying all at once Reviewed on: 14th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107163)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Convenient and safe to use.

Convenient and safe to use. Easy user experience. Trusted method. Reviewed on: 13th May 2026

Easy to make payments and easy to use

Easy to make payments and easy to use Reviewed on: 13th May 2026

Easy to manage my account

I found PayPal easy to manage and customer service is really good and responsive Reviewed on: 13th May 2026

Have not used it often

Not much have not used it often as all ways use amazon Reviewed on: 13th May 2026

Paypal App

The Paypal app can still be improved for the better user experience and easy transactions. This should be refreshed to have very elite and delegant feel which should attract the user to experience it. Reviewed on: 13th May 2026

PayPal is so easy to use.

PayPal is so easy to use. The app is brilliant set out very good Reviewed on: 13th May 2026

Quick and easy.

Used for years and never had any issues. Good app and products. Quick and easy. Reviewed on: 13th May 2026

Excellent

It's an excellent experience.,with great customer service Reviewed on: 13th May 2026

Convenient

PayPal Credit has been convenient for managing online purchases and spreading payments over time. The approval process was quick, and the account is easy to manage. Reviewed on: 13th May 2026

Excellent customer service.

Excellent customer service. Staff ate very supportive. Very polite and professional. Ablevto resolve my queries. 10 out of 10 Reviewed on: 13th May 2026

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