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PayPal: PayPal Credit reviews

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4.90
Based on 107,166 reviews, last reviewed 14th May 2026
2598400% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Easy to use! Easy to use! Good app, and security settings. Reviewed on: 14th May 2026
Ben's avatar
Ben

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107166)

Excellent

5
It's an excellent experience.,with great customer service Reviewed on: 13th May 2026
Pius U's avatar
Pius U

Convenient

5
PayPal Credit has been convenient for managing online purchases and spreading payments over time. The approval process was quick, and the account is easy to manage. Reviewed on: 13th May 2026
Kedirile M's avatar
Kedirile M

Excellent customer service.

4
Excellent customer service. Staff ate very supportive. Very polite and professional. Ablevto resolve my queries. 10 out of 10 Reviewed on: 13th May 2026
Adam 's avatar
Adam

"PAYPAL is the Pal you always want in your life"

5
I find using Paypal convenient at times, it is easy to use their website and also should you need to ring them. If ypu have made a bad purchase unknowingly and you don't receive the item they will deal with it and refund where and when entitled. Reviewed on: 13th May 2026
SHEILA D's avatar
SHEILA D

Paypal credit is handy for the odd emergency or to b...

5
Paypal credit is handy for the odd emergency or to buy something out of the ordinary , It's always nice to know it's there if you need a little back up ,Just in case Reviewed on: 13th May 2026
Andrew l's avatar
Andrew l

Easy shopping

5
I use PayPal as it's a safe option when making purchases online.and the payment options are good.The app is nice and clear to navigate.would recommend Reviewed on: 13th May 2026
Miss L's avatar
Miss L

PayPal 100%

5
I have had no problems using PayPal credit. It's great service so it's a short review. I would definitely recommend. 100% Reviewed on: 13th May 2026
AlyArty's avatar
AlyArty

Great service - feel protected

5
Great service, makes you more confident with online purchases Reviewed on: 13th May 2026
Kate h's avatar
Kate h

PayPal provides higher credit with better terms of r...

5
PayPal provides higher credit with better terms of repayment as compared to other platforms. Reviewed on: 13th May 2026
Jaydev B's avatar
Jaydev B

Fast and easy

5
Very easy to apply and set up for an unexpected camera replacement Reviewed on: 13th May 2026
Jamie R's avatar
Jamie R

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