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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147860 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147860)

Works great for ticket purchasing

Works great for ticket purchasing Reviewed on: 1st July 2026

There always there when needed They refund your mone...

There always there when needed They refund your money if you get ripped off Reviewed on: 1st July 2026

Aways use with no issue, if ever need to call they...

Always use with no issue, if ever need to call they are always helpful and resolve my call. Reviewed on: 1st July 2026

Paypal. The goto way to pay.

I use paypal for most of my transactions. It is always there for me. An affordable, easy way to pay with an app that that is linked to my accounts and cards. IMy go to way to pay. Reviewed on: 1st July 2026

The best

Lots of my purchases are made via PayPal Credit. A trustworthy service and very easy to manage payments etc. Reviewed on: 1st July 2026

Great, i use it all the time.

Great, i use it all the time. Gives me flexibility to manage my money Reviewed on: 1st July 2026

PayPal is fantastic

Well I've been with PayPal for a number of years now and I've never had any issues heck when I was fired from my job at cineworld and was struggling to pay back my PayPal credit they understood and gave me extensions to pay back Reviewed on: 1st July 2026

Secure safe reliable

I've always have you used PayPal, when there have been an issue, delta quickly. I feel safe online using PayPal Reviewed on: 1st July 2026

Great customer service app needs a tweak

I’ve only had to speak to customer services once but in that occasion very understanding and issue was resolved within minutes. Excellent mobile app and way to approve purchases. Dashboard could be a little clearer and cleaner for the app Reviewed on: 1st July 2026

Probably the easiest way to find yourself in debt an...

Probably the easiest way to find yourself in debt and hardest to get out of. They don't allow you to pay it off using a 0% card to try to get yourself out of the debt. They have offers for certain months but obviously once you've racked up a balance, the offers are null and void. Reviewed on: 1st July 2026

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