Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

View other PayPal products

4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50807)

Paypal doesn’t work with Amazon, that could be changed.

Paypal doesn’t work with Amazon, that could be changed. Reviewed on: 31st May 2025

I always pay with paypal if ordering online as they...

I always pay with paypal if ordering online as they are a tried and trusted company. Reviewed on: 31st May 2025

Simplicity

Easy and straightforward to use.Great to keep for an emergency purchase. Reviewed on: 31st May 2025

Easy to use and easy process when applying for credi...

Easy to use and easy process when applying for credit would recommend Reviewed on: 31st May 2025

Smooth Transactions

I always use PayPal for pay in 4 or pay in 3. It’s always smooth, quickly processed and I’m informed when payment is due to be made Reviewed on: 31st May 2025

Why I Trust PayPal for Every Online Transaction

I've been using PayPal for several years now, and I can confidently say it's one of the safest and most reliable platforms for online transactions. Whether I'm shopping from well-known online stores or smaller, lesser-known websites, I always prefer to use PayPal. One of the biggest reasons I trust PayPal is the security it provides. I don’t have to share my card or bank details directly with merchants, which gives me peace of mind—especially when making purchases from new or unfamiliar websites. PayPal acts as a secure middleman, and that extra layer of protection is invaluable. Reviewed on: 31st May 2025

Good every time never got accompanied I only use Pay...

Good every time never got accompanied I only use Paypal when possible I really trusted trust them Reviewed on: 31st May 2025

No hassle app.

No hassle app. Have used for a large purchase 0% interest. Reviewed on: 31st May 2025

Purchase facilitation

Has helped make purchases with good deals and 0% APR on specific deals Reviewed on: 31st May 2025

5 star service

Very happy with the secure, 5 star service I receive from Paypal Reviewed on: 31st May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.76 from 172 reviews
Very Account
from Shop Direct 4.31 from 27 reviews
Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.00 from 1 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub