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PayPal: PayPal Credit reviews

4.73
Based on 147,845 reviews, last reviewed 2nd Jul 2026
4457750% increase in 5 star reviews
in the past 90 days
13000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026
G C's avatar
G C

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026
No's avatar
No

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147858)

I am using PayPal for more then 10 years now.

5
I am using PayPal for more then 10 years now. And I have neve4 have any problem or issues with it, customer service was always friendly and vetlry knowledgeable when I required ti speak with then Reviewed on: 1st July 2026

Easy to use and available most payment options

5
Easy to use and available most payment options Reviewed on: 1st July 2026

Great credit, fantastic support

5
PayPal, have always offered great credit services, with easy to understand terms and conditions. The customer service teams have always given fantastic service whenever I have had the need to contact them. Having used PayPal for so many years I cannot see me needing to use any other credit provider for my purchases. Reviewed on: 1st July 2026

Easy to use, clear statements, good deal

5
Easy to use, clear statements, good deal Reviewed on: 1st July 2026

Love PayPal, I use it all the time.

5
Love PayPal, I use it all the time. Excellent protection and gives peace of mind. Reviewed on: 1st July 2026

Always had a good experience with using PayPal credi...

5
Always had a good experience with using PayPal credit to help spread the cost of larger purchases, often with an interest free period. Reviewed on: 1st July 2026

Never had any problems.

5
Never had any problems. So would definitely recommend Reviewed on: 1st July 2026

Just easy

5
It’s just one of the easiest ways to pay, never have a problem Reviewed on: 1st July 2026

Works great for ticket purchasing

3
Works great for ticket purchasing Reviewed on: 1st July 2026

There always there when needed They refund your mone...

5
There always there when needed They refund your money if you get ripped off Reviewed on: 1st July 2026

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