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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107134 reviews)

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4.90

Based on 107,133 reviews, last reviewed 14th May 2026

2596800% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal has helped me enormously. Paypal has helped me enormously with the “pay in 3” facility. It makes things much more affordable. Reviewed on: 14th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107134)

Great to use

Its so easy to use, when I've had a issue its been dealt straight away Reviewed on: 13th May 2026

My Fexibile Friend!

Paypal provides the best of all worlds; flexibility and immediate access to funding. The ability to share costs and the capacity spread costs over time make Paypal truly invaluable. Reviewed on: 13th May 2026

Really great service very handy and useful

Really great service very handy and useful Reviewed on: 13th May 2026

Always been great service.

Always been great service. Lots of shop except pay pal which is great Reviewed on: 13th May 2026

They were prompted with response to a request

They were prompted with response to a request Reviewed on: 13th May 2026

Never had any problems when using this option.

Never had any problems when using this option. Always emailed before next payment taken to make you aware of it being taken. Nice to be able to spread the cost when needed. Reviewed on: 13th May 2026

Good knowledge and support from staff and

Good knowledge and support from staff and Reviewed on: 13th May 2026

I haven’t really needed to contact customer service...

I haven’t really needed to contact customer service mostly through messages if or when needed and I have always received good customer Service.its easy to use and well it has good incentives also Reviewed on: 13th May 2026

Always been great and protects me

Always been great and protects me Reviewed on: 13th May 2026

No issues.

No issues. Work very well. Would highly recommend. Reviewed on: 13th May 2026

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