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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

I love it great service , always helpful

I love it great service , always helpful Reviewed on: 31st May 2025

Very fast and easy service.

Very fast and easy service. I recommend it. Reviewed on: 31st May 2025

Spread the cost

Easy to keep track of finances and helps spread the cost Reviewed on: 31st May 2025

Happy with PayPal in general.

Never had a problem with PayPal... always quick to transfer & receive money. I also have PayPal credit and it's helping when I am a bit short on money. Can't rate customer service, as I never contacted them. Reviewed on: 31st May 2025

PAYPAL IS GOOD BUT IM A BIT CONFUSED BECUASE THE MON...

PAYPAL IS GOOD BUT IM A BIT CONFUSED BECUASE THE MONTHLY STATEMENT IS NOT SPECIFIC.DON'T KNOW IF IM REALLY THE ONE PURCHASING IT.THERE'S MONTHLY DEDUCTION IN MY ACCNT. BUT SEMMS THE BILL DIDN'T DECREASE. Reviewed on: 31st May 2025

Always used paypal.

Always used paypal. Fast and safe Reviewed on: 31st May 2025

all good- no problems- would recommend

all good- no problems- would recommend Reviewed on: 31st May 2025

Great service

Have chatted to customer service and found them really helpful. I feel they listen to what I say which helps a lot. I Use PayPal to buy large products over 3 payments which is great for me. Reviewed on: 31st May 2025

Flawless - no problems.

Flawless - no problems. Been using for a while without a single issue and the added protection is great. Reviewed on: 31st May 2025

PayPal credit

I use PayPal Credit when I need to, it’s a really handy facility to have and it’s good that more retailers give PayPal as an option to pay Reviewed on: 31st May 2025

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