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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Always provide excellent service and dont need to gi...

Always provide excellent service and dont need to give bank details to anyone you pay which these days is important Reviewed on: 14th July 2026

Easy to use

Easy to select as an option, clear instructions on repayment, easy to adjust direct debit, easy to make one off payments Reviewed on: 14th July 2026

Love PayPal.

Love PayPal. If a place don’t have PayPal I don’t trust to spend Reviewed on: 14th July 2026

Never had a problem

Never had a problem. Any issues dealt with swiftly , including refunds and cancelling online subscriptions set up due to my naivety Reviewed on: 14th July 2026

Great tool and amazing job

Paypal credit has been a very substantial way for me to manage finances on a tight budget. I feel im not in any position to stress or be at a minus in my current account. A very recognisable company with lots of features to help you track your money Reviewed on: 14th July 2026

Credit limit

Everything is fabulous especially that credit omg it’s flawless Reviewed on: 14th July 2026

PayPal was quick to act

On one occasion I was wooried about a purchase I asked that the order was cancelled and requested and requested a refund. PayPal was very helpful and carried out my request. Excellent Service Reviewed on: 14th July 2026

Good easy fast like it I woho like

Good easy fast like it I woho like Reviewed on: 14th July 2026

PayPal has been my go-to payment method for online p...

PayPal has been my go-to payment method for online purchases for years, and I honestly wouldn't shop online without it. Every transaction is fast, seamless and gives me complete confidence that my payment is secure. What I love most is how effortless it makes online shopping. Whether I'm buying something small or making a larger purchase, I can check out in seconds without repeatedly entering my card details. It saves time, takes away the stress, and makes the whole experience so much easier. I've used PayPal with countless retailers over the years, and it has never let me down. It's reliable, straightforward and consistently delivers exactly what I need. In a world where we all value convenience and security, PayPal offers both. For me, the best technology is something you don't have to think about because it simply works. That's exactly what PayPal does. It gives me peace of mind every time I shop online, and that's why it remains my first choice for every online purchase. Reviewed on: 14th July 2026

A powerful PC without the powerful upfront price

I used PayPal Credit to purchase my Alienware Area-51 desktop PC from Dell, and the whole experience was straightforward and convenient. Being able to spread the cost over 26 months with no interest made a high-spec computer much more manageable. The PC is now an essential part of my software development and AI work, so PayPal Credit helped me invest in the equipment I needed without emptying my bank account in one dramatic click. Everything was clearly explained, the payment process was smooth, and I am very happy with the flexibility and value offered. Reviewed on: 14th July 2026

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