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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

So easy to use.

So easy to use. They have always sorted any issues quickly and fairly. Reviewed on: 31st May 2025

Pay pal review

Whenever I’ve had a problem they are responsive and prompt in resolving it Reviewed on: 31st May 2025

I use PayPal almost all the time, it is so handy and...

I use PayPal almost all the time, it is so handy and quick Reviewed on: 31st May 2025

PayPal Pay In 3 - Innovative Approach To Credit

I'm a big fan of Pay In 3 - it really works for those purchases that a little more than every day, but not so big that you need to either save or put onto a credit card. 3 months is really manageable and breaks down nicely, and the application process is wonderfully simple. Really excellent innovation. Reviewed on: 31st May 2025

Excellent customer service.

Excellent customer service. Advisors are always happy to help Reviewed on: 31st May 2025

great option to split the amount into installments a...

great option to split the amount into installments and in this very easy to use as well as excellent communication and help, I am very happy with PayPal and I have been using it for many years and I have never been disappointed Reviewed on: 31st May 2025

Had nothing but good experiences using PayPal credit...

Had nothing but good experiences using PayPal credit, very clear easy to use app. I have made many purchases throughout the years. Special offers of 12 months 0% apr, 4 months 0% anything of £100 Reviewed on: 31st May 2025

I've used PayPal for years and have always found the...

I've used PayPal for years and have always found their service easy to use. Having dealt with their customer support also I can say they are brilliant Reviewed on: 31st May 2025

PayPal are really good and reliable

PayPal are really good and reliable Reviewed on: 31st May 2025

Easy to spread payments.

Easy to spread payments. Pay in 3 Reviewed on: 31st May 2025

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