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PayPal: PayPal Credit reviews

4.90
Based on 107,198 reviews, last reviewed 14th May 2026
2599850% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous service not tied up with complicated forms. Fabulous service not tied up with complicated forms. Reviewed on: 14th May 2026
Karen R's avatar
Karen R

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107198)

I have used PayPal credit a few times.

5
I have used PayPal credit a few times. I find it has easy payment scheme. Peace of mind security wise. I would definitely recommend it. Reviewed on: 13th May 2026

Very good b

5
Very good site...I recomand all.Very good oferts Reviewed on: 13th May 2026

I love Paypal.

5
I love Paypal. The option Pay in 3 is absolutely fantastic. Reviewed on: 13th May 2026

PayPal is good

5
Love everything about Paypal b lost with out it now easy use of the website as well Reviewed on: 13th May 2026

I find it very easy to pay for purchases via PayPal...

5
I find it very easy to pay for purchases via PayPal and it gives me options by which way i can make my payments.Also it gives me protection for any purchases i make and see to any refunds if necessary which takes any stress from me. Reviewed on: 13th May 2026

very easy to use and you know that transactions are...

5
very easy to use and you know that transactions are protected Reviewed on: 13th May 2026

Excellent, Reliable, Trustworthy

5
Been with Paypal for a few years now now I would recommend it to everyone. You've a minimum amount or as much as your finances allow you to pay your credit bill. You manage your life stress free. Reviewed on: 13th May 2026

Great Customer Service

5
I didn't understand how the app worked - I called up the help line as I was panicked I missed a payment. They reassured me and the proceeded to explain how the layout of the app explains what is owed / when it's due. Reviewed on: 13th May 2026

Miss payment ruin my credit score.

5
When it all started I purchased an item set up the payment online. Thought it went through. Lesson learnt. Every time now, I recheck with customer service my set up is good. Paypal Credit helps me alot.I recommend everyone to use, especially with big purchase. Reviewed on: 13th May 2026

Greatest

4
Great when in need for online purchase and great promotions Reviewed on: 13th May 2026

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