Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 107,225 reviews, last reviewed 14th May 2026
2601050% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Helped when needed it most I have had really good experiences with PayPal credit. It has helped to be to be able to fulfill purchases without having to pay the total upfront. It... Read more Reviewed on: 14th May 2026
Erialc's avatar
Erialc

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (107225)

Paypal has been good to me, providing me with means...

4
Paypal has been good to me, providing me with means to split my bills when things get rocky financially. Reviewed on: 13th May 2026

Effortless and Intuitive

5
I've never had an issue with any transaction, the app is very intuitive and easy to follow, sending and receiving payments is easy and information is easily available when required. The customer service team are also very helpful and aim to resolve issues promptly. Reviewed on: 13th May 2026

good service easy to pay,very handy when you needed

5
good service easy to pay,very handy when you needed Reviewed on: 13th May 2026

Safer transactions

5
I feel safer paying with PayPal than just paying directly to online merchants. Reviewed on: 13th May 2026

Best service ever really good always here for me

5
Best service ever really good always here for me Reviewed on: 13th May 2026

Great love it, can’t really go wrong with PayPal

5
Great love it, can’t really go wrong with PayPal Reviewed on: 13th May 2026

I have had excellent experience with customer servic...

5
I have had excellent experience with customer service over the phone as the spokesperson was really helpful and quick to resolve any issue I was facing with my account. Reviewed on: 13th May 2026

Easy to work with

4
Very easy n not time consuming n clearly orgsnised for good customer satisfaction Reviewed on: 13th May 2026

Best and safest money transaction ive used

5
Best and safest money transaction ive used Reviewed on: 13th May 2026

very reliable.

5
very reliable. would highly recommend Reviewed on: 13th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 50868 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3715 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 82 reviews
    PayPal
    View all products