Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107271 reviews)

View other PayPal products

4.90

Based on 107,271 reviews, last reviewed 14th May 2026

2603100% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Grate service I really like the PayPal credit system Grate service I really like the PayPal credit system Reviewed on: 14th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (107271)

Easy to use wherever I go and however I want...

Easy to use wherever I go and however I want Reviewed on: 13th May 2026

Review PayPal

I’ve been using PayPal for quite a while now, and it’s honestly become my go-to for paying for things online. It’s really easy to use, and everything just feels straightforward from the moment you set it up. I use it all the time for different things—shopping online, sending money, or paying for services—and it’s always been quick and reliable. One of the things I like most is not having to enter my card details on every website, which makes me feel a lot more secure. Overall, it just makes paying for things simple and stress-free. Because of how easy and convenient it is, I always recommend PayPal to my friends and family. Reviewed on: 13th May 2026

Smooth, no-fuss and easy payments can easily be made.

Smooth, no-fuss and easy payments can easily be made. Credit available on tap. Trusted way to pay for goods and services. Reviewed on: 13th May 2026

Great help me a lot help my credit score

Great help me a lot help my credit score Reviewed on: 13th May 2026

Wonderful customer service, clear app and website, e...

Wonderful customer service, clear app and website, ease of use and accessibility. Reviewed on: 13th May 2026

I have largely enjoyed the ease of making payments w...

I have largely enjoyed the ease of making payments with paypal Reviewed on: 13th May 2026

Great, easy to use app, and very convenient

Great, easy to use app, and very convenient Reviewed on: 13th May 2026

I am very pleased to confirm that all payments are p...

I am very pleased to confirm that all payments are processed accurately, promptly and in full every time. The payment process is smooth, reliable and transparent, with no delays or discrepancies encountered. It makes working much easier knowing that financial matters are handled so efficiently and professionally, and I truly appreciate the consistent and excellent service in this regard. Reviewed on: 13th May 2026

Great to use

Never had any issues when using PayPal Reviewed on: 13th May 2026

Love the interest free options....

Love the interest free options, allowing me a little more time to pay for the things I love. Reviewed on: 13th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.76 from 6 reviews
Better Off Calculator
from Policy in Practice 4.78 from 494 reviews
Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 50887 reviews
Payments
from PayPal 4.91 from 3715 reviews
Credit card
from PayPal 4.90 from 82 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub