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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Credit to fit

PayPal credit is great it really helped me through the years in my purchases. Couldn't use a better payment system.i would always recommend to friends and family. Reviewed on: 31st May 2025

Easy and secure

There is a wide choice for being able to pay securely with PayPal. I enjoy to be able to use this when needed and payback when I can. I do enjoy PayPal credit and that it is easy to use. Reviewed on: 31st May 2025

I've had a good experience but feel customer service...

I've had a good experience but feel customer service could be easier to find Reviewed on: 31st May 2025

Excellent service.

PayPal is an excellent service I've always had a good experience with them throughout the years I have been with them. Also you are always covered with them if you have any problems. Reviewed on: 31st May 2025

A good service well done.

A good service well done. Always a stellar result. Fast and speedy. Reviewed on: 31st May 2025

My go to payment option

Easy to make payments and manage, that’s what I like. Reviewed on: 31st May 2025

Very good service, always there to support you

Very good service, always there to support you Reviewed on: 31st May 2025

Great platform, great products.

Great platform, great products. Been using it for years so easy and so transparent to use. Gives you the feeling of security. Reviewed on: 31st May 2025

Easy to use app, good experience

I’ve never had problems with PayPal, always easy to use and would recommend it. Reviewed on: 31st May 2025

Overall I manage PayPal ok as I am in my 80 s it s...

Overall I manage PayPal ok as I am in my 80 s it sometimes takes me a bit longer , But I feel I can trust PayPal, The 3 months interest free has come in very handy. Reviewed on: 31st May 2025

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