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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Just outstanding overall with GREAT service.

5
Just outstanding overall with GREAT service. Reviewed on: 14th July 2026

Paypal makes finance easy app is easy to manage i lo...

5
Paypal makes finance easy app is easy to manage i love it thanks paypal Reviewed on: 14th July 2026

Good experience!

5
My request was attended quickly and without any issue. Reviewed on: 14th July 2026

Most secure & competitive payment option.

4
I've been using paypal credit for many years & it's always been a competitive, safe, secure and hassle free way of doing transactions with 3rd parties. Highly recommendable. Reviewed on: 14th July 2026

Very easy to use and an available payment on most pl...

5
Very easy to use and an available payment on most platforms. Customer services, on the rare occasion that they may be needed are always quick and helpful. Reviewed on: 14th July 2026

PayPal is my flexible preferred payment partner

5
I have used a mix of payments and credit with PayPal and its always easy to know exactly what my financial status is. Reviewed on: 14th July 2026

Lovely to be give a £20 discount just for signing up...

5
Lovely to be give a £20 discount just for signing up for PayPal credit. Gives me another option for my purchases if I need it! Reviewed on: 14th July 2026

It allows me to spread my money, and purchase items...

5
It allows me to spread my money, and purchase items I would not be able to purchase outright. I don't think I've ever contacted customer service. Reviewed on: 14th July 2026

Just very easy

5
Just very easy to use at any time Reviewed on: 14th July 2026

I never had any issues, regarding services.

5
I never had any issues, regarding services. Any problems got dealt with speedily Reviewed on: 14th July 2026

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