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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Excellent for value for money..

5
Excellent for value for money. Point given added to more rewards getting from paypal. Paypal 3 months payment make it more friendly to use paypal credits and Awedpme and life saving to pay back within the time . I would recommend Paypal credit as many times as possible . It saves me alot .. Also making my shopping easier . I used it almost everyday because of the point given to customer user like us.. Reviewed on: 14th July 2026

Everything runs smoothly and without any issues.

5
Everything runs smoothly and without any issues. The app is one of the best in the industry. Clear loan terms, multiple repayment options. Conditions tailored to each individual client. Reviewed on: 14th July 2026

Easy to use .

5
Easy to use . Pay in 3 is so helpful to spread the cost . Reviewed on: 14th July 2026

Very easy to use safe and secure

5
Very easy to use and safe feel very confident whilst using PayPal Reviewed on: 14th July 2026

Everything has gone well so far have no problems usi...

5
Everything has gone well so far have no problems using paypal Reviewed on: 14th July 2026

Great interest and giving 6 months interest free

5
Great interest and giving 6 months interest free Reviewed on: 14th July 2026

Jobs very good good good very good job good job good...

5
Jobs very good good good very good job good job good job good Reviewed on: 14th July 2026

Great service .

5
It’s easy to use and clearly outlines how it works, and what the charges will be if any. So far I haven’t had any for using the credit which is great! Reviewed on: 14th July 2026

Never had any problems.

5
Never had any problems. App easy to use. Reviewed on: 14th July 2026

PayPal what a gem of a credit lender

5
PayPal has been amazing, I’ve used pay in 3 and when I was able to use the credit option it was at ease and helped me afford a lot more as a single mum to two girls it’s mean they haven’t had to miss out Reviewed on: 14th July 2026

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