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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Very helpful for mothers especially at single mums

Very helpful at all times especially if you don't have money and suddenly kids ask to buy food..or you are at work and you need to buy food for your family at home, easy to use PayPal credit Reviewed on: 31st May 2025

Convenient Credit Option

Easy to manage, dates easily communicated. Reviewed on: 31st May 2025

Easy to use easy

Easy to use gives great opportunities to be able to spread large payments over eg 4 months rather than sticking on a credit card. Reviewed on: 31st May 2025

Very good experience, safe and positive

Very good experience, safe and positive Reviewed on: 31st May 2025

Easy to use interface, flexible payment options.

Easy to use interface, flexible payment options. Reviewed on: 31st May 2025

The Only Way to Pay

Never had an issue, one of the best ways to pay, get paid, and transfer money, their pay in 3 scheme is also a great credit card alternative Reviewed on: 31st May 2025

Very good interest free products via DD or monthly p...

Very good interest free products via DD or monthly payments. Easily managed via online Reviewed on: 31st May 2025

Is convenient and easy to use, everyone in my family...

Is convenient and easy to use, everyone in my family is taking advantage of the service, I constantly recommend to friends Reviewed on: 31st May 2025

Easy to use and safe which gives you confidence when...

Easy to use and safe which gives you confidence when sending money. Reviewed on: 31st May 2025

Good service.

Good service. Love this company. Reviewed on: 31st May 2025

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