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PayPal: PayPal Credit reviews

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4.90
Based on 107,296 reviews, last reviewed 14th May 2026
2604200% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

They're decent. They're decent. Can be a bit slow though Reviewed on: 14th May 2026
Taylor's avatar
Taylor

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (107296)

4 months interest free credit...

5
Pleased to be offered 4 months interest free credit card. Reviewed on: 13th May 2026
susan's avatar
susan

PayPal alway keep you on the right track anything th...

5
PayPal alway keep you on the right track anything that doesn't look right they let you know easy to get to right section for problem query Reviewed on: 13th May 2026
Peter Brown's avatar
Peter Brown

Customer Support

5
I always get problems when I need a refund and I end up contacting the customer support over the phone and the problem is sorted straight away Reviewed on: 13th May 2026
Siraj M's avatar
Siraj M

PayPal has become a name you rely on.

5
PayPal has become a name you rely on. I feel my money is safer when I pay using PayPal. Reviewed on: 13th May 2026
Michelle's avatar
Michelle

Excellent service and security.

5
Excellent service and security. It makes purchases feel protected Reviewed on: 13th May 2026
David J's avatar
David J

PayPal Credit is really easy to set up and use.

5
PayPal Credit is really easy to set up and use. The payment options are flexible, and I can track everything clearly in my account. It makes buying things much more convenient, and I haven’t had any issues so far. Reviewed on: 13th May 2026
John d's avatar
John d

Paypal offer great services

5
Paypal offer great services from protecting your payments to giving you options o how you can pay for a purchase either by paying in full, paying in 3 or paying over 4 months interest free Reviewed on: 13th May 2026
clare fabbro's avatar
clare fabbro

The most easiest and affordable way to get a credit...

5
The most easiest and affordable way to get a credit with 0% interest. Reviewed on: 13th May 2026
Cosmin F's avatar
Cosmin F

Never had a chance problem I have used PayPal cred...

5
Never had a chance problem I have used PayPal credit a few times now Reviewed on: 13th May 2026
Chris's avatar
Chris

Easy to use and understand, stressfree is a big thin...

5
Easy to use and understand, stressfree is a big thing for me so this work perfect. Reviewed on: 13th May 2026
Jake M's avatar
Jake M

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