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PayPal: PayPal Credit reviews

4.73
Based on 139,976 reviews, last reviewed 15th Jun 2026
4100400% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Using pay pal is very convenient ,, haven’t used the... Using pay pal is very convenient ,, haven’t used the card yet but think this a good idea , easy to transfer money etc , very good on paying back can a... Read more Reviewed on: 15th June 2026
Nichola S's avatar
Nichola S

Latest lowest rating:

2

Very confusing to operate, the date on which pre sch... Very confusing to operate, the date on which pre scheduled payments come out are never what you expect, when you send some money in to repay some of t... Read more Reviewed on: 15th June 2026
Zu T's avatar
Zu T

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (139976)

Clear and concise, shows exactly what you would need...

5
Clear and concise, shows exactly what you would need to pay each month. Reviewed on: 8th June 2024

Great experience, easy to use, good APR

4
Great experience, easy to use, good APR Reviewed on: 8th June 2024

Excellent service

5
Smooth, easy,efficient and favourable Reviewed on: 8th June 2024

PayPal is the best

5
Excellent way to pay with protection Reviewed on: 8th June 2024

Great Experience

5
Always when you need it, there is an option to use credit in many online stores that help even when cards are with issues, but not with PayPal. Reviewed on: 8th June 2024

Credit flexibility is the key consideration when mak...

5
Credit flexibility is the key consideration when making purchases with PayPal. Giving enough time for repayments is great help. Reviewed on: 8th June 2024

Top notch, any problems they will help you straight...

5
Top notch, any problems they will help you straight away Reviewed on: 8th June 2024

Excellent service always helpful if you have any pro...

5
Excellent service always helpful if you have any problems Reviewed on: 8th June 2024

I am so happy to use PayPal Thanks

5
I am so happy to use PayPal Thanks Reviewed on: 8th June 2024

So far so good If you have a issue with your purchas...

5
So far so good If you have a issue with your purchase/Traction you can call paypal and staff is very helpful and sorting out your issue in matter of no time I'm very happy with PayPal and I'm using it for around 13 years Reviewed on: 8th June 2024

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