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PayPal: PayPal Credit reviews

4.73
Based on 142,788 reviews, last reviewed 19th Jun 2026
4228050% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and access. Easy to use and access. Makes shopping so convenient. Refunds are dealt with very quick and efficient. Reviewed on: 19th June 2026
Kelly W's avatar
Kelly W

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (142788)

Good, reliable payment system and app interface.

5
Good, reliable payment system and overall interface. Would like to have more functions for the PayPal credit section - more detail in the breakdown of repayments would be great, as well as a way to see which repayments to vendors are being made. Reviewed on: 6th June 2024

Quick easy to borrow and payback

5
Quick easy to borrow and payback Reviewed on: 6th June 2024

Everything you do is so easy to make payments & int...

4
Everything you do is so easy to make payments & interest free option is great Reviewed on: 6th June 2024

Fast and reliable

5
I have used PayPal for years and I've never had a problem with any transaction Reviewed on: 6th June 2024

Been user since 2012 and have only good experience,...

5
Been user since 2012 and have only good experience, very happy with the service Reviewed on: 6th June 2024

Amazing Service.

5
I have been using PayPal for more than 10 years and every year is better and better. Now with PayPal credit I stopped using my credit cards and have more advantage, I can even pay in 4 month with 0% interst and that's amazing. Reviewed on: 6th June 2024

Very good service.

5
Very good service. Was able to buy a gift even in the middle of the month before pay day. Very good Reviewed on: 6th June 2024

Easy to use and simple to understand

5
Easy to use and simple to understand Reviewed on: 6th June 2024

Very helpful and quick response Very helpful

5
Very helpful and quick response, helped get a roof tent to be able to get away from the normal grind of life. Very helpful and quick response, helped get a roof tent to be able to get away from the normal grind of life. Very helpful and quick response, helped get a roof tent to be able to get away from the normal grind of life. Reviewed on: 6th June 2024

Speedy super service

5
PayPal is always there when I need to make a payment and using the app is safe secure and speedy. Reviewed on: 6th June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review