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PayPal: PayPal Credit reviews

4.73
Based on 143,060 reviews, last reviewed 20th Jun 2026
4240350% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Whenever I have a problem with a purchase I know it’... Whenever I have a problem with a purchase I know it’s going to be resolved Reviewed on: 20th June 2026
Lorelle s's avatar
Lorelle s

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143060)

Really easy and accessible with fair interest rates...

5
Really easy and accessible with fair interest rates and options for interest free credit. Reviewed on: 6th June 2024

Very good and value for money 3 month interest free...

5
Very good and value for money 3 month interest free was good Reviewed on: 6th June 2024

PayPal makes payments easier

5
PayPal has make its easier for me to split my payment when I get things online. PayPal is a reliable credit I can ask someone to apply for. The best have used so far. Reviewed on: 6th June 2024

I like the PayPal, PayPal credit is amazing

5
I like the PayPal, PayPal credit is amazing Reviewed on: 6th June 2024

Easy and straightforward to use.

5
Easy and straightforward to use. Reviewed on: 6th June 2024

PayPal is like part of the family

5
PayPal is always simple, and always there as protection against fraud or issues with any company, I’ve trusted them for years as have my family. When I needed a new cooker asap who did I choose to go to for help??? PayPal and yes, they delivered! Thank you PayPal for your continued support and faultless shopping experience!! Reviewed on: 6th June 2024

PayPal Credit

5
I find PayPal Credit very useful because of the interest free benefit and easy to use. The reminders are also well-timed so I’ve never missed a payment and I can schedule them in advance Reviewed on: 6th June 2024

hassle free.

5
Convenient, quick and hassle free. Love it! Reviewed on: 6th June 2024

Making life a little easier

5
Simple to use self explanatory and no hassle great communication would definitely recommend Reviewed on: 6th June 2024

Good options for paying for goods/products.

4
Good options for paying for goods/products. Reviewed on: 6th June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review