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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Very good company to use , handy to spread the cost...

Very good company to use , handy to spread the cost of a purchase Reviewed on: 31st May 2025

A safe and convenient way to pay for small purchases.

A safe and convenient way to pay for small purchases. Reviewed on: 31st May 2025

Great to have PayPal in my wallet.

PayPal has become my best friend when it comes to my personal finances helping me to manage my expenditure and keep within my budget. They kindly gave me access to their PayPal Credit account with an affordable limit which is easy to operate with clear and accurate information at my fingertips. The Pay In 3 and 4 Months interest free benefits of the PayPal Credit Scheme are so generous it fills you with confidence knowing that emergencies can be covered in an instance. I like the fact they keep you posted of activity on your account with clear reminders of payments due in plenty of time. In return I'm more than happy to pay them fees when I use PayPal to safely accept online payments into my bank account. Thankyou PayPal for being a friend. Reviewed on: 31st May 2025

Being with PayPal is excellent.

Being with PayPal is excellent. They are a great company. Such a convenient and safe way to pay for things. Reviewed on: 31st May 2025

reliable, I can only recommend it

reliable, I can only recommend it Reviewed on: 31st May 2025

The safest way to pay.

The safest way to pay. You can always trust PayPal to look after your day to day payments Reviewed on: 31st May 2025

Very easy to use and their terms of payment are flex...

Very easy to use and their terms of payment are flexible. Their customer service team are friendly and good in answering questions to satisfaction Reviewed on: 31st May 2025

Life worth it service!

It was my wedding time, most precious part in my life. i got numerous support from paypal credit at that time, i did my wedding shopping by paying paypal credit what's made my life easier. Also,I'll definitely recommend to my wife for paypal when she will come from the back home.Thanks. Reviewed on: 31st May 2025

Always easy to use.

Always easy to use. Very quick and widely accepted Reviewed on: 31st May 2025

Life saver

Convenient for online shoppers who already use PayPal month interest-free offer on larger purchases No need for a physical card Can help manage cash flow for big purchases Easy to apply if you have a PayPal account Reviewed on: 31st May 2025

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