Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

It is convenient when don’t have bank card to hand k...

5
It is convenient when don’t have bank card to hand knowing you are still covered Reviewed on: 14th July 2026

Just keep you updated with my spending

5
Just keep you updated with my spending Reviewed on: 14th July 2026

Simple and effective way to pay that’s great for cop...

5
Simple and effective way to pay that’s great for coping with pinchpoints Reviewed on: 14th July 2026

would recommend

5
Positive experience use it whenever I can no.probkems if a refund is needef Reviewed on: 14th July 2026

Love using PayPal

5
Love using PayPal free from fraud. Reviewed on: 14th July 2026

Why would you use anything else

5
Easy to use. Love the reward scheme. And the virtual card is brilliant too Reviewed on: 14th July 2026

Lifesaving

5
Thanks to having the credit I was able to partially pay a vet bill for my dog's surgery & she is my world. Having the card linked to the account made it possible Reviewed on: 14th July 2026

Simplicity perfect and easy to use

5
easy to manage just a click to use and click to payment info Reviewed on: 14th July 2026

PayPal has always been a secure and safe way to pay...

5
PayPal has always been a secure and safe way to pay online worldwide banking, plus have option to pay in installments if needed Reviewed on: 14th July 2026

easy to used and helpful when you needed.

5
easy to used and helpful when you needed. Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101293 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products