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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147981 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147981)

Quick and easy

Quick and easy to use and very easy to see how much you owe and recent transactions Reviewed on: 1st July 2026

Easy to use

It's easy to use and a lot better now I can also use it to pay amazon Reviewed on: 1st July 2026

Secure and stress free

Using PayPal provides security and confidence when shopping online, which gives peace of mind that if something was to go wrong I would be protected. I have used the dispute facility once before and found it to be straight forward and stress free. Reviewed on: 1st July 2026

PayPal is the top way to pay your bills.

PayPal is the top way to pay your bills. They also allow you to repay over a period of time. Reviewed on: 1st July 2026

I have always had good PayPal experiences, I hope it...

I have always had good PayPal experiences, I hope it stays that way, they now have different options available which should be something there for everyone. Reviewed on: 1st July 2026

Despite setting PayPal credit as a payment method, m...

Despite setting PayPal credit as a payment method, my bank account was used which caused significant issues for me Reviewed on: 1st July 2026

Paypal are customer focused and help is available

Paypal are customer focused and help is available Reviewed on: 1st July 2026

I’m very happy excellent service

I’m very happy excellent service Reviewed on: 1st July 2026

Opened a case for a high value item

Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

Helps out lots when you can pay later had PayPal for...

Helps out lots when you can pay later had PayPal for years and will for meany more x Reviewed on: 1st July 2026

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