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PayPal: PayPal Credit reviews

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4.90
Based on 107,343 reviews, last reviewed 15th May 2026
2606250% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always had no problem with PayPal .n Always had no problem with PayPal .good service all in . Reviewed on: 15th May 2026
Margaret c's avatar
Margaret c

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107343)

PayPal is awesome to use.

5
PayPal is awesome to use. The credit and pay in 3 Reviewed on: 13th May 2026
DS's avatar
DS

Very smart

5
PayPal is a fast and convenient tool for everyday online shopping and transferring money. However, in 2026, users should be aware that resolving issues through their customer support can be a frustrating and lengthy process. Reviewed on: 13th May 2026
Praful 's avatar
Praful

PayPal is flexible application-is good to navigate.

4
PayPal is flexible application-is good to navigate. I like the terms especially the interest free, there good security as well Reviewed on: 13th May 2026
Abraham N's avatar
Abraham N

Absolutely brilliant always there when you need that...

5
Absolutely brilliant always there when you need that special item. Reviewed on: 13th May 2026
frances jarvis's avatar
frances jarvis

Great 0% interest rate for bike

5
4 years 0% interest made it possible to buy my dream bike from Tredz Reviewed on: 13th May 2026
Stephen C's avatar
Stephen C

Great service provided, I recommend them and the ser...

5
Great service provided, I recommend them and the service they provide. Reviewed on: 13th May 2026
Amber Fisher's avatar
Amber Fisher

Using papal credit is easy and so is the take three...

5
Using papal credit is easy and so is the take three payments for bigger amounts. Always me to get better things without paying upfront which I cannot do. Reviewed on: 13th May 2026
Alexandra 's avatar
Alexandra

4 months interest free credit...

5
Pleased to be offered 4 months interest free credit card. Reviewed on: 13th May 2026
susan's avatar
susan

PayPal alway keep you on the right track anything th...

5
PayPal alway keep you on the right track anything that doesn't look right they let you know easy to get to right section for problem query Reviewed on: 13th May 2026
Peter Brown's avatar
Peter Brown

Customer Support

5
I always get problems when I need a refund and I end up contacting the customer support over the phone and the problem is sorted straight away Reviewed on: 13th May 2026
Siraj M's avatar
Siraj M

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