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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Quite easy to use and simple enough yo work wih so h...

Quite easy to use and simple enough yo work wih so have nothing to add Reviewed on: 14th July 2026

PayPal is a safe reliable and also affordable way to...

PayPal is a safe reliable and also affordable way to pay for items across a broad spectrum of shops and online platforms Reviewed on: 14th July 2026

Great flexibility and options for payments

Great flexibility and options for payments Reviewed on: 14th July 2026

I like it how it works .

I like it how it works . And I appreciated Reviewed on: 14th July 2026

With PayPal it is much easier for me to make the des...

With PayPal it is much easier for me to make the desired purchases, it offers convenient and easy-to-use opportunities. Reviewed on: 14th July 2026

A helpful money management tool!

PayPal offers an easy to use and supportive credit service. Staff are on hand to answer questions via a phone call or online chat. Four months credit is really useful to manage finances efficiently , especially for larger purchases like family holidays. It’s straightforward to make regular payments and keep track of money owed. The very high interest rate at the end of the 4 month period is an incentive to pay back the borrowed money but also could be problematic if money isn’t managed well. Thank you PayPal Credit I’m a regular user. Reviewed on: 14th July 2026

Fast and reliable, very secure.

Fast and reliable, very secure. You can also use the pay in 3 months which is very helpful Reviewed on: 14th July 2026

I’ve been a customer for a long time and simply love...

I’ve been a customer for a long time and simply love PayPal ! Easy and great customer service Reviewed on: 14th July 2026

It was ok, wasnt mind blowing and wasn't awful

It was ok, wasnt mind blowing and wasn't awful Reviewed on: 14th July 2026

Very secure website.

Very secure website. Very helpful. When problems occur you sort them out. I would highly recommend PayPal Reviewed on: 14th July 2026

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