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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148043 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148043)

Always a genuine 10/10 service.

Always a genuine 10/10 service. If any problems with their service do occur, which is incredibly rare, their customer service team offer the absolute best possible responses and always without fail solve the problem. Reviewed on: 1st July 2026

Amazing Customer Service!

Amazing Customer Service!! I can always feel safe when making payments through paypal! Reviewed on: 1st July 2026

Paypal is convenient

Paypal is convenient, I can pay in 3 installments interest free this release a bit the finance pressures. Is reliable and secure. Reviewed on: 1st July 2026

No problems other than return emails

No problems other than return emails Reviewed on: 1st July 2026

Works good for me , I like the interest free 4 month...

Works good for me , I like the interest free 4 months credit Reviewed on: 1st July 2026

Pay pal is just very convenient for urgent times, al...

Pay pal is just very convenient for urgent times, also all issues are handled very professionally and efficiently. Reviewed on: 1st July 2026

Easy no hassle borrowing, with constant updates and...

Easy no hassle borrowing, with constant updates and suggestions on how to repay Reviewed on: 1st July 2026

Good service

Customer service was very good they are always very helpful Reviewed on: 1st July 2026

I've never had a problem with PayPal and they offer...

I've never had a problem with PayPal and they offer me a better experience than any other provider and I feel safe and secure when making payments. The 4 month interest free feature and reward feature make it the easy choice when paying for big unexpected transactions. Reviewed on: 1st July 2026

there's room for imprivement

When you start a paypal credit I'd like paypal to manage the direct debit (dates, amounts etc.), similar to Pay-in-3. Reviewed on: 1st July 2026

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