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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148110 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148110)

I’ve always found this a really quick process .

I’ve always found this a really quick process . It enables bigger purchases to be spilt over a period of time which is really helpful for those unexpected purchases. You know how long you have to pay and what those payments are . I have been able to pay it off early if I’ve wanted to . What’s not to love just make sure you can meet the payments Reviewed on: 1st July 2026

Hassle free

Never had any problems and all transactions are secure Reviewed on: 1st July 2026

Love it! Would recommend.

Love it! I always try and take advantage of the 0% four months for larger purchases especially now that they do a physical card for places that don’t accept PayPal online. I also get points back on my purchases and if I ever have a problem, it gets resolved quickly; it’s quite straightforward to contact customer services. It’s easy to monitor the movement of money too i.e. notifications for buying and returning, and any transfers, especially with the app. Reviewed on: 1st July 2026

Paypal Credit is easy to use.

Paypal Credit is easy to use, and one is always kept up to date on what is to come out, and when. Reviewed on: 1st July 2026

Used frequently - straightforward and convenient Han...

Used frequently - straightforward and convenient Handy for the unforeseen events like a broken appliance or being able to split payments over a few months without making a large dent in the monthly budget Reviewed on: 1st July 2026

I have very good experiences with PayPal; it works e...

I have very good experiences with PayPal; it works efficiently and very quickly. Reviewed on: 1st July 2026

I know that my money is always safe with paypal.

I know that my money is always safe with paypal. I was the victim of a scam seller and paypal.made sure I got my money back. Reviewed on: 1st July 2026

Nothing bad to say.

Nothing bad to say. Always helped when I needed it. Reviewed on: 1st July 2026

Easy to apply and help me to pay monthly with no int...

Easy to apply and help me to pay monthly with no interest in easier way Reviewed on: 1st July 2026

Had a lovely chat with a lady.

Had a lovely chat with a lady. Had not realised that I have a negative balance. She was so helpful! Best customer service ever!!! Reviewed on: 1st July 2026

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