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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 107,411 reviews, last reviewed 15th May 2026
2609550% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great value Easy to use,no problem, friendly staff and great service. Reviewed on: 15th May 2026
Mark Hutchinson's avatar
Mark Hutchinson

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (107411)

When I bought something through PayPal few months back.

5
When I bought something through PayPal few months back. The seller was a scam and didn't sent what shown. PayPal didn't help me in getting the refund even contacting multiple times. Reviewed on: 13th May 2026
Kashan Ch's avatar
Kashan Ch

I’ve been with PayPal a very long time they’ve alway...

5
I’ve been with PayPal a very long time they’ve always been very helpful and easy to use Reviewed on: 13th May 2026
Diane Wood's avatar
Diane Wood

Easy access to buy things with just my email

5
Easy access to buy things with just my email Reviewed on: 13th May 2026
Glory E's avatar
Glory E

Happy customer for 12 years

5
I've been using PayPal for the past 12 years. Never had a bad experience with them. Flexible payment options, I just love it. Quick access to my account through the app, now I have multiple cards with them. Makes shopping easy and stress free Reviewed on: 13th May 2026
Vic's avatar
Vic

I love because make thinks easy

5
I love because make thinks easy Reviewed on: 13th May 2026
Moregat's avatar
Moregat

Excellent back up and online

5
Excellent back up and online payments account Reviewed on: 13th May 2026
Malc Webb's avatar
Malc Webb

Very easy to set up and fast approved credit, straig...

5
Very easy to set up and fast approved credit, straight forward to see all transactions as well as seeing when and how to pay back , lots of different ways to make use of PayPal payments and lines of credit, 100% look at joining this fast fair excellent way of buying things you need in safe way in a modern age! Reviewed on: 13th May 2026
Jason G's avatar
Jason G

Excellent, I'm happy with PayPal service, I will be...

5
Excellent, I'm happy with PayPal service, I will be continuing Reviewed on: 13th May 2026
Anna R's avatar
Anna R

Paypal for safety

5
I have used PayPal for all transactions, and still prefer this method of paying. Reviewed on: 13th May 2026
Jake McGeary's avatar
Jake McGeary

Positive experience with PayPal

5
I’ve had a really positive experience with PayPal Credit. It’s easy to use, the application process was quick, and being able to spread the cost of purchases has been really helpful. The app is straightforward, payments are simple to manage, and I like having the flexibility for larger purchases. Overall, a convenient and reliable service. Reviewed on: 13th May 2026
Ruth F's avatar
Ruth F

Review PayPal: PayPal Credit now

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