Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

View other PayPal products

4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50807)

PayPal is the way forward

PayPal is my go to way for paying for goods and sending money. Any issues I've had with payments, PayPal have got it sorted immediately. 110% trustworthy and a secure way to move Money. I wouldn't use any other payment service. Reviewed on: 30th May 2025

Safe, Instant payments with loads of interest free o...

Safe, Instant payments with loads of interest free options on monthly payments Reviewed on: 30th May 2025

The only issue sometimes is that the changing the di...

The only issue sometimes is that the changing the direct debit values is a bit complicated to understand and also could never find out how to change the date of these Reviewed on: 30th May 2025

Trusted, love the pay in 3. Navigating fiddly.

I use PayPal frequently, but find it fiddly to understand what payments have been received or refunded. I like the pay in 3 option and use it often. Reviewed on: 30th May 2025

Quick and easy if you need time to pay

Quick and easy if you need time to pay. Reviewed on: 30th May 2025

Fantastic from start to finish.

Fantastic from start to finish. Easy to apply very fast response. Reviewed on: 30th May 2025

their customer service team are excellent and i’ve n...

their customer service team are excellent and i’ve never had any problems with the service they provide with sending or receiving money or paypal credit Reviewed on: 30th May 2025

The best

Excellent very helpful and useful Reviewed on: 30th May 2025

It was very good experience with paypal

It was very good experience with paypal Reviewed on: 30th May 2025

Mr Ahmad eish

I like to share my experience i’d like to use the PayPal anywhere in anything and everywhere as well most of spending I spend it from PayPal Reviewed on: 30th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.71 from 25 reviews
Loan
from Snap Finance 4.90 from 369 reviews
Better Off Calculator
from Policy in Practice 4.77 from 400 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.00 from 1 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub