Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Great service, wish that could be better on phone ca...

5
Great service, wish that could be better on phone calls. Reviewed on: 14th July 2026

PayPal is always good and excellent

5
PayPal is always good and excellent Reviewed on: 14th July 2026

It is very fast, I like the pay in 3 or credit optio...

4
It is very fast, I like the pay in 3 or credit options too. But app sometimes is awkward, exchange rate is not great Reviewed on: 14th July 2026

I'm very happy with PayPal ,very easy and facility

5
I'm very happy with PayPal ,very easy and facility Reviewed on: 14th July 2026

Worry free convenient method of payment.

5
Worry free convenient method of payment. Love PayPal would highly recommend Reviewed on: 14th July 2026

Easy to use and safe alternative to credit cards.

5
Easy to use and safe alternative to credit cards. Reviewed on: 14th July 2026

App is a little complicated to navigate.

4
App is a little complicated to navigate. Reviewed on: 14th July 2026

It’s great and very useful.

5
It’s great and very useful. The way how it works it’s simple without complications. Reviewed on: 14th July 2026

100% recommend

5
Whenever I’m struggling but in desperate need of something I can always rely on PayPal, pay in three or credit! It’s also the easiest and safest way to transfer for events e.g raffle tickets etc Reviewed on: 14th July 2026

Very reliable and affordable platform, lots of benef...

5
Very reliable and affordable platform, lots of benefits to use as a customer.PayPal credit is excellent solution with interest free over 4 month. pay in 3 also very convenient. Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101293 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products