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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Always a simple and easy experience with PayPal, sim...

Always a simple and easy experience with PayPal, simple credit easy to pay can pay early with no fees get interest free periods to, by far the best about Reviewed on: 30th May 2025

Paypal credit is an excellent option to pay for good...

Paypal credit is an excellent option to pay for goods or services by taking time Reviewed on: 30th May 2025

Easy payment service A*

Easy payments and a limit of £250 :) Reviewed on: 30th May 2025

Very professional service recommend to everyone

Very professional service recommend to everyone Reviewed on: 30th May 2025

I haven’t got a credit card so being able to use Pay...

I haven’t got a credit card so being able to use PayPal credit is really useful especially as there is no interest when paid off within the four months period. Reviewed on: 30th May 2025

Very good and no messing around staff good as gold.

Very good and no messing around staff good as gold. And easy to understand Reviewed on: 30th May 2025

Love PayPal credit as very handy

Love PayPal credit, as very handy to have, as helps with paying for things and for building credit up.. it's very handy and easy to use and always handy to have. Reviewed on: 30th May 2025

PayPal credit’s superpower is how easy it is to use,...

PayPal credit’s superpower is how easy it is to use, it links in with retail checkouts and you can keep track of your account so easily on the easiest financial app too use. Reviewed on: 30th May 2025

Pay pal is just different.

Pay pal is just different. It is a bank of the future Reviewed on: 30th May 2025

Paypal UX

Great customer service and easy to use Reviewed on: 30th May 2025

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