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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Excellent

5
Very easy to use and money back guarantee. Reviewed on: 14th July 2026

Positive experience

5
Excellent service all round, Amazon customer service and love the option of paying in 3 with no interest Reviewed on: 14th July 2026

Lovely way to pay

5
I have had a lovely experience with PayPal.i have using PayPal for a while now, never had any problems with PayPal. Reviewed on: 14th July 2026

Paypal Credit for large or luxury items

5
I use PayPal Credit to purchase larger essential items, such as a washing machine, as it allows me to spread the cost. I also use it occasionally to buy special treats for myself or my family that I might not otherwise be able to afford in one payment. Most recently, I used it to buy my son a virtual reality headset for his birthday, costing £399, as the option to pay in instalments made it much more manageable. Reviewed on: 14th July 2026

Good options for pay in 3 or longer with special pro...

5
Good options for pay in 3 or longer with special promotions Reviewed on: 14th July 2026

Excellently brilliant

5
Excellent always easy to use recommend Reviewed on: 14th July 2026

My go-to for online payments

5
Easy way to pay, with flexible repayment options. My go-to for online payments Reviewed on: 14th July 2026

Easy to use app that gives you protection on what yo...

5
Easy to use app that gives you protection on what you buy. Excellent service. Reviewed on: 14th July 2026

Easy to use and understand, easy to make payment tha...

5
Easy to use and understand, easy to make payment that suits Reviewed on: 14th July 2026

The best 4 credit

5
When i applied it was easy and fast 2 get everything done and it never taken long 2 find out if u got it or not Reviewed on: 14th July 2026

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