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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

I find PayPal very good buying good on line...

I find PayPal very good buying good on line Reviewed on: 30th May 2025

Easy to use interface, easy to understand repayments

Easy to use interface, easy to understand repayments and schedule with no hidden unwanted surprises. Overall great experience using paypal credit over the last year, and i have already recommended friends and family to paypal credit and I have only heard good things from them about their experience too. Reviewed on: 30th May 2025

to be honest i've never had any issues therefore can...

to be honest i've never had any issues therefore can onlt comment in a positive manner Reviewed on: 30th May 2025

Easy to use and feels secure.

Easy to use and feels secure. Will continue to use. Good that there are no fees Reviewed on: 30th May 2025

Safe to use and easy to settle bills

Safe to use and easy to settle bills Reviewed on: 30th May 2025

Problems solved

Any problems raised with PayPal have always been dealt with quickly & without any fuss. Reviewed on: 30th May 2025

Help from PayPal

PayPal helped me to afford birthday present for my family. Thank you! Reviewed on: 30th May 2025

I think the paypal credit is the best

I think the paypal credit is one of the best things to be introduced. I use it all the time and it's great for a pay later without the interest being added on. Reviewed on: 30th May 2025

I use PayPal for most large online transactions.

I use PayPal for most large online transactions. They provide so many ways to pay, and offer no interest for nearly all credit purchases which means I get to buy things I need or want without having to stretch my budget. I mainly book flights using Ryanair as it gives me more time to book other parts of my holiday and with no interest my holiday budget is kept safe. I love using PayPal and it has been a lifesaver. Reviewed on: 30th May 2025

It's a great excellent service.

It's a great excellent service. Good creditor. Will recommend. Reviewed on: 30th May 2025

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