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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 107,506 reviews, last reviewed 15th May 2026
2613950% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never any issues, able to contact when I’ve needed to. Never any issues, able to contact when I’ve needed to. Reviewed on: 15th May 2026
Chelsea Martin-Hunt's avatar
Chelsea Martin-Hunt

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (107506)

Excellent

5
Excellent App with clear information, calculation and regular updates. Reviewed on: 13th May 2026
Rania A's avatar
Rania A

Very fast decision about credit, and always PayPal a...

5
Very fast decision about credit, and always PayPal approved my request. A like PayPal Reviewed on: 13th May 2026
Pawel S's avatar
Pawel S

For the first 2 payments doesn't work really well

4
For the first 2 payments doesn't work really well Reviewed on: 13th May 2026
Andy's avatar
Andy

Paypal. Why use anyting else?

5
Paypal just makes finance so much easier. I love having the safety net around my finances. And its easy to keep track of borrowing and breaking up payments into manageable chunks. The customer service are polite and easy to understand. And the new paypal card is AMAZING. Reviewed on: 13th May 2026
Ruth H's avatar
Ruth H

Great app to use cant go wrong always there to...

5
Great app to use cant go wrong always there to help Reviewed on: 13th May 2026
Amber 's avatar
Amber

PayPal is easy to use, secure, and reliable for onli...

5
PayPal is easy to use, secure, and reliable for online payments. Transactions are usually quick, and the buyer protection adds extra peace of mind. Overall, a convenient and trusted payment platform. Reviewed on: 13th May 2026
Irina G's avatar
Irina G

Online safety.

5
I always use paypal for online transactions because its safest way to shop online Reviewed on: 13th May 2026
Adis C's avatar
Adis C

PayPal credit makes large purchases easy & affordable.

5
PayPal credit makes large purchases easy & affordable. Or make easy payments online for smaller purchases. Reviewed on: 13th May 2026
Richard Marmoy's avatar
Richard Marmoy

Been using Paypal credit to help build my credit sco...

5
Been using Paypal credit to help build my credit score recently and it's been working well. Reviewed on: 13th May 2026
Jack P's avatar
Jack P

Fantastic feature! Plenty of time to pay!

5
Gave me plenty of time to pay for concert tickets, a new phone etc. customer service are only a phone call away too and happily gave me a refund from their own pocket when the company I purchased from failed to do so when I returned the items. PayPal credit has been a life saver in certain scenarios as I previously mentioned, my phone broke and I was in desperate need of a new one but hadn't been paid yet so PayPal credit came through for me when I needed it most. There's absolutely no interest too unless you fail to pay it off on time which is fantastic! Reviewed on: 13th May 2026
Amber Jade's avatar
Amber Jade

Review PayPal: PayPal Credit now

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