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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148170 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148170)

Have had PayPal credit for a few years now.

Have had PayPal credit for a few years now. It has come in handy on many an occasion without breaking the bank. Customer service is always quick to respond Reviewed on: 1st July 2026

I feel safer with PayPal

I feel safe with making payments through PayPal . Had few issues with retailers and felt better equipped at resolving them because of PayPal. Reviewed on: 1st July 2026

Just excellent.

Just excellent. Never had a single problem, years of service without issue. Plenty of options for payment, rapid transfers, easy and very secure. Reviewed on: 1st July 2026

Fantastic and helpful

I have always founf PayPal easy to use and extremely helpful if any issues arises Reviewed on: 1st July 2026

PayPal is very easy to use.

PayPal is very easy to use. I have been using it for years with ease of payment Reviewed on: 1st July 2026

I am satisfied.

I am satisfied. I recommend it. I’ve been using PayPal for about 10 years. It makes life much easier. Reviewed on: 1st July 2026

Very helpful with situations when you come across is...

Very helpful with situations when you come across issues with sellers Reviewed on: 1st July 2026

Very easy to use, and gets better all the time, lots...

Very easy to use, and gets better all the time, lots of retailers accept the PayPal option, and finally…….. gives me the independent option of when and where I use my credit options whether pay in three or longer term…. It’s been great Reviewed on: 1st July 2026

Enjoyed the service especially find the 4 month inte...

Enjoyed the service especially find the 4 month interest free repayment option helpful Reviewed on: 1st July 2026

It’s so quick and easy, which ever no country i...

It’s so quick and easy, which ever no country i am in Reviewed on: 1st July 2026

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