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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Very helpful customer service and always informative...

Very helpful customer service and always informative via email Reviewed on: 30th May 2025

Paypal is safe and unbeatable .

Paypal is safe and unbeatable .very easy to use Reviewed on: 30th May 2025

PayPal is so easy to use

PayPal is so easy to use and allows me to buy things and pay at a later sate Reviewed on: 30th May 2025

Easy to use

I have used PayPal for big purchases, really easy to use and App keeps me up to date Reviewed on: 30th May 2025

PayPal Credit is easy to use and helpful when you ne...

PayPal Credit is easy to use and helpful when you need it Reviewed on: 30th May 2025

Understanding the people

Anytime i ask for help and understanding from PayPal i got it Reviewed on: 30th May 2025

Very good credit facility for me.

Great chat just wish you could talk over phone. Reviewed on: 30th May 2025

Great and simple.

Nice and easy whenever I need it! Reviewed on: 30th May 2025

PayPal service

Very reliable and effective service to use Reviewed on: 30th May 2025

The overall experience has been swift and no complains

The overall experience has been swift and no complains Reviewed on: 30th May 2025

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