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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148194 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148195)

Had PayPal since day one I've always used it it's gr...

Had PayPal since day one I've always used it it's great for protecting my money and payments Reviewed on: 1st July 2026

Easy and smooth

Easy and fast payment to any purchase Reviewed on: 1st July 2026

Big fan.

I've used PayPal for about 10 years and never had any issues. More recently the additional functions have improved it even more to make it really user friendly. Reviewed on: 1st July 2026

Bought a "Day of the Dead" bottle of Tequila online...

Bought a "Day of the Dead" bottle of Tequila online as they had the PayPal option to pay. My Tequila has never arrived. Complained to PayPal and they found in favour of the vendor. Why bother using PayPal? Reviewed on: 1st July 2026

Rubbish, no human interaction change terms and condi...

Rubbish, no human interaction change terms and conditions very few months seems like a scam. Interest rate hikes no help after job loss. Pay in 3 interest free hardly offered now. Loan amount never reduces even with payments made every month. Reviewed on: 1st July 2026

Very good app and easy to use.

Very good app and easy to use. Everyone appears to accept it and had good protection if things go wrong. Reviewed on: 1st July 2026

great payment options with paypal debit earning bett...

great payment options with paypal debit earning better rewards,ease of payment by direct debit or one off payments, paypal credit with the 4 months 0% works amazingly for me. Reviewed on: 1st July 2026

I first used PayPal last year and it helped me out w...

I first used PayPal last year and it helped me out when I was in a pickle, which was awesome and a life saver. I’ve recommend it to family and friends so who have also used it and loved it just as much as me. Reviewed on: 1st July 2026

I find PayPal useful to ensure a little more securit...

I find PayPal useful to ensure a little more security when paying but I find it extremely difficult to cancel any payment immediately if I have made a mistake. It would be good if you had a 10 min timescale that allowed for immediate cancellation of payment when a mistake has been made. Reviewed on: 1st July 2026

PayPal is safe and reliable when paying for items an...

PayPal is safe and reliable when paying for items any disputes have been sorted quickly Reviewed on: 1st July 2026

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