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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,784 reviews, last reviewed 19th Jun 2026
4227850% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always great an instant transactions, never had an i... Always great an instant transactions, never had an issue Reviewed on: 19th June 2026
Andrew Jones's avatar
Andrew Jones

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (142784)

Pay pal is No: 1

5
No issues, very quick to help with any problems Reviewed on: 5th June 2024
OGz AJay's avatar
OGz AJay

Flexibility

5
So convenient to have a breathing space to make a payment when it suits you Reviewed on: 5th June 2024
Clive Parkes's avatar
Clive Parkes

Good experience no hassle easy ti use

5
Good experience no hassle easy ti use Reviewed on: 5th June 2024
Akhtar M's avatar
Akhtar M

Easy to use and monitor , billing and statements cle...

5
Easy to use and monitor , billing and statements clear and concise , when using to make a purchase information easy to find and use Reviewed on: 5th June 2024
Craig s's avatar
Craig s

Never had any issues with Paypal, it is useful when...

5
Never had any issues with Paypal, it is useful when needed and easy to use when making purchases, highly recommend Reviewed on: 5th June 2024
R C's avatar
R C

It’s very easy to use and to understand

5
It’s very easy to use, easy to understand your balance and pay off. The interest rates are decently low too. Reviewed on: 5th June 2024
Elle D's avatar
Elle D

It really helps with bigger purchases

5
It really helps with bigger purchases Reviewed on: 5th June 2024
Amy C's avatar
Amy C

Nice and easy to use no stressful forms to fill...

5
Nice and easy to use no stressful forms to fill in Reviewed on: 5th June 2024
Julie Eccleston's avatar
Julie Eccleston

My GO To

5
Love paypal credit helps me spread the cost on many items. Easy to use and to keep track of purchases and payments Reviewed on: 5th June 2024
Richard 's avatar
Richard

Excellent service, fair and reasonable APR

5
Excellent service, fair and reasonable APR Reviewed on: 5th June 2024
Neil R's avatar
Neil R

Review PayPal: PayPal Credit now

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