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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181090 reviews)

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4.73

Based on 181,090 reviews, last reviewed 1st Aug 2026

106% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181090)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Good and safe to use over the time

Good and safe to use over the time Reviewed on: 14th July 2026

An easy option in a complicated world!

Swift transaction completion, a very easy interface to pay for so many goods and services! Reviewed on: 14th July 2026

Easy to use and keep an eye on balances and upcoming...

Easy to use and keep an eye on balances and upcoming payments. Feel confident in using, easy to navigate around the app. Reviewed on: 14th July 2026

Very pleasant with PayPal.

Very pleasant with PayPal. Been using it for years and I will do for the rest of my life. Professional staff when needed respond quickly and efficiently. Peace of mind when using PayPal payment, will use again and again. Reviewed on: 14th July 2026

Supportive and helpful all the time

They have always been welcoming and supportive when I’ve needed them. I went through some tough times and they were able to help sort me out. I wish they were accepted in more places, but I will take what I can get. Reviewed on: 14th July 2026

Exceptionally easy process.

Exceptionally easy process. Communication between franchises are seamless. Refunds are there almost instantly and the whole process is set up for the customer to succeed. Reviewed on: 14th July 2026

Very good company since are joining

Very good company since are joining Reviewed on: 14th July 2026

Love the points wish they were easier to retrieve

Love the points wish they were easier to retrieve Reviewed on: 14th July 2026

I had a wonderful experience with PayPal, particular...

I had a wonderful experience with PayPal, particularly noting their quick response times and user-friendly interface, which made managing my transactions seamless. Reviewed on: 14th July 2026

Easy, no fuss credit set up

I haven't reached out to customer service to be anything but neutral at the moment. My application for credit was super easy and seem less, I would highly recommend. Way easier than Klarna. Reviewed on: 14th July 2026

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