Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 135,192 reviews, last reviewed 11th Jun 2026
3882450% increase in 5 star reviews
in the past 90 days
10800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good way to pay... Good way to pay if short on funds and covered too Reviewed on: 11th June 2026
donna fort's avatar
donna fort

Latest lowest rating:

1

Great for everything brilliant use it all the time Great for everything brilliant use it all the time Reviewed on: 11th June 2026
Darren H's avatar
Darren H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (135192)

What can I say!

5
I have always put off applying for PayPal Credit for sometime now until a few months ago. Applying was straight forward and I had my credit limit straight away. Compared to most credit companies PayPal Credit offers a multitude of ways to spread the cost of your purchase, even 0%, so what more can I say. Reviewed on: 8th July 2022
Barrie Cliffe's avatar
Barrie Cliffe

I like it

5
it’s helping me too much. I am really happy to using this Reviewed on: 8th July 2022
wrya allahvaisi's avatar
wrya allahvaisi

PayPal Credit is simple and easy

5
If you need to borrow small amounts of credit with interest free for 4 months it’s great. All from your PayPal app Reviewed on: 8th July 2022
waynerobinson@hotmail.co.uk's avatar
[email protected]

Best deal

5
I use the PayPal credit for 3 years now, it never let me down. I'm absolutely satisfied and happy to have it Reviewed on: 8th July 2022
Viktoria Csepego-Soos 's avatar
Viktoria Csepego-Soos

Convenient and easy to use

5
I always use PayPal credit when it is available. The interest free period is very generous and also the protection of PayPal is smth you cannot go wrong with! Reviewed on: 8th July 2022
Kyriakos 's avatar
Kyriakos

Easy to use 0% internet on big brands

5
I’ve used PayPal for years fastest way to pay!! Then I took out a PayPal credit account with £1000 limit it’s easy to use and great to way to spread the payments over a couple of months! Would highly recommend using the service! Reviewed on: 8th July 2022
Benjamin Williams's avatar
Benjamin Williams

Awesome 4 month 0% interest is a life saver

5
Paypal credit has made my purchases affordable. I think its a really resourceful resource when used wisely. Reviewed on: 8th July 2022
Winnie Mangwende's avatar
Winnie Mangwende

Perfect for everything!

5
Have had PayPal credit for a few years now & I love it. So easy to use & so easy to make repayments. Recommend highly. Reviewed on: 8th July 2022
Chloe Adelle Slayford's avatar
Chloe Adelle Slayford

Love the flexibility

5
I am doing some home renovations and PayPal credit is my go to for larger purchases when I need the something in place. The app keeps you updated and when to pay in time. All shops so the icon so you can decide options on how and when to pay. Reviewed on: 8th July 2022
Naomi Cowan 's avatar
Naomi Cowan

Quick easy

5
Love to use always good offer low interest rate or 0% Reviewed on: 8th July 2022
Roosz Peter's avatar
Roosz Peter

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill