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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 137,703 reviews, last reviewed 13th Jun 2026
3996800% increase in 5 star reviews
in the past 90 days
11200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is simple and easy to use PayPal has always been easy to use, I find it simple to keep track of what I need to pay when using PayPal credit and pay in 3 Reviewed on: 13th June 2026
Laura J's avatar
Laura J

Latest lowest rating:

1

You get an offer (0% interest for 4 months) on one p... You get an offer (0% interest for 4 months) on one purchase but all of your monthly payment comes off this, so you end up paying intrest on other purc... Read more Reviewed on: 13th June 2026
Victoria T's avatar
Victoria T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
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PayPal PayPal Credit reviews (137703)

Super easy for transaction.

5
Super easy for transaction. Never had any issue while using PayPal. Plus you get lots of choice for various retailers. Reviewed on: 11th May 2024
Vivek Aryan's avatar
Vivek Aryan

It has helped me to complete my payments fast and se...

5
It has helped me to complete my payments fast and seamlessly Reviewed on: 11th May 2024
BenaGroup L's avatar
BenaGroup L

Pay in 4 months with zero interest

5
By using PayPal Credit, you can enjoy the advantage of paying for your purchases over a period of four months with zero interest. This means that you can stretch your budget without worrying about the burden of additional charges. Don't miss out on the opportunity to make your shopping experience hassle-free and financially comfortable! Reviewed on: 11th May 2024
Samuel J's avatar
Samuel J

Great to have comes in very handy especially if you...

5
Great to have comes in very handy especially if you need to pay someone and it’s safe too so your not be out of pocket Reviewed on: 11th May 2024
Tracy F's avatar
Tracy F

Easy to set up, easy to understand repayments.

5
Easy to set up, easy to understand repayments. Haven't had need to contact customer service as yet but if and when I have to I hope they'll deal with any issues I have efficiently. Reviewed on: 11th May 2024
Elaine 's avatar
Elaine

Great for unexpected household breakdowns!

5
Helped me afford urgent and unexpected household item replacements and spread the cost over the next few pay days. Reviewed on: 11th May 2024
Martin D's avatar
Martin D

A must have credit facility

5
Lots of opportunities to pay with PayPal Reviewed on: 11th May 2024
Marilyn M's avatar
Marilyn M

I use PayPal credit all the time.

5
I use PayPal credit all the time. It’s a safe and secure way of being able to buy online. Reviewed on: 11th May 2024
Cheryl B's avatar
Cheryl B

PayPal Credit is convenient, excellent and fair credit.

5
PayPal Credit is convenient, excellent and fair credit. Not predatory at all. For several payments or purchases one could do, PayPal Credit allows months of zero interest, thus making full repayments within that duration allows one to make zero interest purchase or expense. Reviewed on: 11th May 2024
U Morgan 's avatar
U Morgan

My dealings with PayPal has always been smooth and s...

5
My dealings with PayPal has always been smooth and straight forward. I like the flexibility and protection offered. Reviewed on: 11th May 2024
Richard Kiwana 's avatar
Richard Kiwana

Review PayPal: PayPal Credit now

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