Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 136,675 reviews, last reviewed 12th Jun 2026
3949850% increase in 5 star reviews
in the past 90 days
10950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Will always use PayPal Pay in 3 when off Anytime it is offered I will use PayPal Pay in 3...I really like being able to spread the payments over 3 months. Reviewed on: 12th June 2026
J Lawson's avatar
J Lawson

Latest lowest rating:

1

Card never works Card hasn’t worked whenever and wherever I tried it… just gets declined despite an unused £6500 balance available Reviewed on: 12th June 2026
Aaron Whiteway's avatar
Aaron Whiteway

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (136676)

Good

5
Best service provider! Had only wonderful experiences Reviewed on: 13th June 2022

Top company

5
Easy to use, fair company and great customer services Reviewed on: 13th June 2022

Extends my everyday purchases

5
We all need a little extra help nowadays for the essential and unexpected purchases. Paypal credit helps in many ways.... Reviewed on: 13th June 2022

Pleasure to deal with

5
Great to deal with and no hassles Reviewed on: 13th June 2022

Great

5
Great to use and specially the 4 months interest free Reviewed on: 13th June 2022

Reliable and fast payments

5
I love using paypal credit. It is available on most retailers and gives zero interest for purchases over 100 hassle free. Allows me to ma big purchases with peace of mind. This is my go credit facility and am always bummed if a retailer doesn't offer paypal payments Reviewed on: 13th June 2022

Super easy app and offer of 4 months 0%

5
Super easy app and offer of 4 months 0% Reviewed on: 13th June 2022

Large and small

5
I have used PayPal many times I like the easy 3 payments etc Reviewed on: 13th June 2022

Best credit

5
Makes your online shopping easier using for bigger spending. Reviewed on: 13th June 2022

Excellent

5
So simple to use and accepted in so many places Reviewed on: 13th June 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review