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PayPal: PayPal Credit reviews

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4.90
Based on 107,822 reviews, last reviewed 15th May 2026
2628400% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best Always loved using PayPal for purchases and I like spreading the cost for items Reviewed on: 15th May 2026
Emma T's avatar
Emma T

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (107822)

Helped me out in emergency Safe way of purchasing on...

5
Helped me out in emergency Safe way of purchasing online Reviewed on: 13th May 2026
Jules's avatar
Jules

Really good no trouble easy layout to understand

5
Really good no trouble easy layout to understand Reviewed on: 13th May 2026
Jack Cooper's avatar
Jack Cooper

I have been PayPal since 2014 from my residence in E...

5
I have been PayPal since 2014 from my residence in England and overseas. I have never had any problem with PayPal whilst making payments to supplier because I have confidence in PayPal about the security of my money thru PayPal. Reviewed on: 13th May 2026
Syed A's avatar
Syed A

Paypal is my preferred method of payment online neve...

5
Paypal is my preferred method of payment online never had a problem using it any disputes always solved quickly and having a credit facility is a great help as well. Reviewed on: 13th May 2026
Mr D's avatar
Mr D

It is really easy to use

5
It is really easy to use and bring able to divide purchases with zero per cent interest, is really good Reviewed on: 13th May 2026
Mo Carshalton 's avatar
Mo Carshalton

Simple and reliable.

5
Simple and reliable. Paypal is a trusted institution and I feel they will support me when I pay for things. Reviewed on: 13th May 2026
Paul W's avatar
Paul W

It’s a Great way to buy the bigger items that cost m...

5
It’s a Great way to buy the bigger items that cost more and spread it over a few months. No interest and I can overpay if I can afford too. It’s helped me over my children’s birthdays and Christmas time without me going into debt. Reviewed on: 13th May 2026
Katie A's avatar
Katie A

Help in times of need

5
It always helps with difficult times and gives me just a bit of extra time to sort out finances. Reviewed on: 13th May 2026
Lakshi's avatar
Lakshi

Super experience, my way to go.

5
Super experience, my way to go. I love to possibility to split payment in 4 months at 0%interest. Give me flexibility Reviewed on: 13th May 2026
Umberto Morgano's avatar
Umberto Morgano

PayPal is just perfect

5
PayPal lets me organise my finances a lot easier and a great way to protect the way I spend Reviewed on: 13th May 2026
Simon's avatar
Simon

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