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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

I feel safe using PayPal for all my transactions

5
I feel safe using PayPal for all my transactions Reviewed on: 14th July 2026

PayPal support is readily available and there option...

5
PayPal support is readily available and there options for payment or cash or debit cards are great Reviewed on: 14th July 2026

Staff are always friendly whenever you need help or...

5
Staff are always friendly whenever you need help or a query. It makes me feel safe using PayPal credit knowing you have a great team behind it with the knowledge. I would reccomend PayPal credit to anyone Reviewed on: 14th July 2026

PayPal is good

5
Found it always good to deal with and easy Reviewed on: 14th July 2026

great service

5
has been very helpful in relation to disputes with people ive bought things off Reviewed on: 14th July 2026

Would be lovely to get more retailers added to rewards

5
Would be lovely to get more retailers added to rewards Reviewed on: 14th July 2026

PayPal is a convenient, globally recognized digital...

4
PayPal is a convenient, globally recognized digital wallet ideal for casual online shopping and safe peer-to-peer transfers. However, high transaction fees, strict account holds, and notoriously poor customer service mean you should avoid holding large balances in the app and use it cau Reviewed on: 14th July 2026

Paypal is my best friend.

5
Paypal helps me to be financially flexible, giving me up to 4 months to pay off essential items, taking the pressure off my immediate finances. PayPal is my best friend. Reviewed on: 14th July 2026

Good for quick transfers

4
Used for a while, quick for international transfers! Reviewed on: 14th July 2026

always clear and exactly what i need to know

5
always clear and exactly what i need to know Reviewed on: 14th July 2026

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