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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Easy and quick to use.

Easy and quick to use. Can be used in most places online. Reviewed on: 30th May 2025

The paypal credit has been a lifesaver as my fridge...

The paypal credit has been a lifesaver as my fridge freezer broke but didn't have the funds immediately so using the credit saved me so much as a mum of kids it was a lifesaver and at 0% its even better Reviewed on: 30th May 2025

It’s been great to use the Pay in 3 for...

It’s been great to use the Pay in 3 for travel Reviewed on: 30th May 2025

No. 1 financial service provider

Everything is easy and simple and straight forward Reviewed on: 30th May 2025

Used Paypal for a while now makes it easier to buy t...

Used Paypal for a while now makes it easier to buy things and spread the payments apart from anything else Reviewed on: 30th May 2025

I have been a PayPal user for over 10 years and alwa...

I have been a PayPal user for over 10 years and always found the service excellent. Reviewed on: 30th May 2025

Gives great support and service paypal

Gives great support and service and it is very rewarding Reviewed on: 30th May 2025

Highly recommended for anyone

A large selection of products that can be purchased through pay pal , the payment can be divided into three payments , and a great credit option Reviewed on: 30th May 2025

They always protect my money and explain things clea...

They always protect my money and explain things clearly Reviewed on: 30th May 2025

Excellent

great service, quick and reliable Reviewed on: 30th May 2025

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