Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

View other PayPal products

4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181135)

Easy to use, customer service is reliable and easy.

Easy to use, customer service is reliable and easy. No brainer Reviewed on: 14th July 2026

Very efficient and easy to use.

Very efficient and easy to use. Will recommend to a family. Gives me confidence when using as payment app. Reviewed on: 14th July 2026

Easy every time.

Easy every time. Quick, simple, the standard! Reviewed on: 14th July 2026

Very good experience with PayPal.

Very good experience with PayPal. It helped me a lot. Thank you! Reviewed on: 14th July 2026

Overall, PayPal Credit has been a helpful financial...

Overall, PayPal Credit has been a helpful financial tool, offering convenience, flexibility, and a seamless shopping experience. I would happily recommend it to others looking for an easy way to manage their purchases Reviewed on: 14th July 2026

When I called and spoke with somebody they were very...

When I called and spoke with somebody they were very helpful Reviewed on: 14th July 2026

Top-Tier Security & Exceptional Customer Service

I always choose PayPal at checkout because of the excellent security and buyer protection they add to my payments. Using PayPal Credit has made managing my budget even easier. What really stands out, though, is the customer service. They are easily some of the most professional support agents I’ve dealt with, always clear, helpful, and quick to resolve any queries. I use them every chance I get! Reviewed on: 14th July 2026

PayPal secure

I always like using PayPal as this saves me having to disclose my bank details online, I feel it is more secure Reviewed on: 14th July 2026

Good and safe to use over the time

Good and safe to use over the time Reviewed on: 14th July 2026

An easy option in a complicated world!

Swift transaction completion, a very easy interface to pay for so many goods and services! Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101293 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub