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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

very handy.

Easy to use service and very handy when ordering from eBay, giving peace of mind and an extra level of security. Reviewed on: 30th May 2025

Easy and convenient service to use and good variety...

Easy and convenient service to use and good variety of options to choose from Reviewed on: 30th May 2025

Easy, fast and pleasant with Paypal credit

Easy, fast and pleasant with Paypal credit; a problem-free company, it does not pester, does not impose but suggests and advises, only advantages. Reviewed on: 30th May 2025

PayPal is the future

PayPal is so simple to use. The options for pay later is so useful because you can instantly buy what you need and have time to pay. Being able to choose how much to choose pay back is a great feature. The only downside is that it takes a few days for the payment to go through from the account to PayPal Reviewed on: 30th May 2025

0 interest for 3 months

Really like 0 interest for 3 months without any issues Reviewed on: 30th May 2025

Top notch provider

When required PayPal always provides a secure service and very professional when in any discussion Reviewed on: 30th May 2025

So very easy

So easy to use and is really handy when you want to spread the payments on something expensive Reviewed on: 30th May 2025

Reliable

Been using paypal for over 15 years and it's great and reliable. Reviewed on: 30th May 2025

Peace of mind

Very convenient way to shop and the site is great easy to use and understand Reviewed on: 30th May 2025

just a simple guy

best way for shopping pay in 3 it's suitable for everyone Reviewed on: 30th May 2025

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