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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148268 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148268)

Very easy to use, very supportive, very safe.

Very easy to use, very supportive, very safe. Reviewed on: 1st July 2026

I’ve been using PayPal , PayPal credit for the last...

I’ve been using PayPal , PayPal credit for the last 10 years , it’s really helpful as I can do expensive purchases and pay in instalments with 0 interest . Reviewed on: 1st July 2026

Accepted with wide range of retailers

Accepted with wide range of retailers Reviewed on: 1st July 2026

paypal perfect

Very easy to use and to also understand Reviewed on: 1st July 2026

Easy, explained well and and smooth transaction

Easy, explained well and and smooth transaction Reviewed on: 1st July 2026

PayPal is my safest option to pay.

PayPal is my safest option to pay. I use PayPal most of the time. Reviewed on: 1st July 2026

Happy Buying

Paypal is quick & easy with clear instructions & great choice of ways to pay. Good you can check on your payments to the final balance…. Thankyou. Reviewed on: 1st July 2026

experience good spot on 10 out of 10

experience good spot on 10 out of 10 Reviewed on: 1st July 2026

Easy to use excellent and reliable

Easy to use excellent easy to use Reviewed on: 1st July 2026

Payments are so easy, and if I’ve had an issue in th...

Payments are so easy, and if I’ve had an issue in the past, it.has always been resolved Reviewed on: 1st July 2026

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