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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107677 reviews)

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4.90

Based on 107,677 reviews, last reviewed 15th May 2026

2621700% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal great to use PayPal is a great way to breakdown the cost of items and pay them in 3 easy to manage payments Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107677)

Quick and easy approval service.

Quick and easy approval service. Sometimes a little difficult to keep track of interest free months remaining and find it a bit confusing seeing if the balance is being payed off before a penalty will be charged. Reviewed on: 13th May 2026

I find that using PayPal gives me peace of mind when...

I find that using PayPal gives me peace of mind when using for everyday payments, because I know that my purchase will be insured. Also, using PayPal Credit helps me to manage my finances; I can spread payments interest free to endure liquidity of my account.The service is extremely transparent and allows me to us it without incurring heavy interest payments; especially helpful with large bills like heating oil. Reviewed on: 13th May 2026

Reliable safe

A reliable safe service with many ways to make safe and secure transactions. Reviewed on: 13th May 2026

Been with them a while, no complaints.

Been with them a while, no complaints. When there was an issue with my direct debit customer services was very helpful Reviewed on: 13th May 2026

Easy to use.

Easy to use. With a few clicks of the mouse button I can check my account easily and also process payments quickly. Reviewed on: 13th May 2026

I’ve had a great experience with the PayPal Credit C...

I’ve had a great experience with the PayPal Credit Card. The cashback rewards are genuinely useful and make everyday spending feel more rewarding. I also really appreciate that there are zero annual fees, which is a big plus compared to many other cards. The app is simple to use, payments are easy to manage, and everything feels secure and convenient. Overall, it’s become one of my favourite cards for both online and daily purchases. Reviewed on: 13th May 2026

I have been using it for years

I have been using it for years, lots of helpful features Reviewed on: 13th May 2026

Perfect, no hassle with no unexpected items.

Perfect, no hassle with no unexpected items. Reviewed on: 13th May 2026

Payments made easy

PayPal has made it so easy for me to pay for items I have purchased and has made it so easy to get money back on items I have returned for what ever reason, Paypal has made it so easy even for me. Reviewed on: 13th May 2026

Customer Services are great!

The system made an error on my account, but customer services were amazing and helped me resolve the issue. They're also happy to help with simple enquires. The app is easy to use and I got a very good deal on my PayPal Credit. Very happy! Reviewed on: 13th May 2026

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