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PayPal: PayPal Credit reviews

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4.90
Based on 107,649 reviews, last reviewed 15th May 2026
2620400% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Turbo review PayPal is a convenient way to pay for items. And so far no issues with payments or buying items Reviewed on: 15th May 2026
Turboj's avatar
Turboj

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (107649)

My Trusted service since 2006

5
I have been using PayPal services for since 2006 and never had any issues. I recently started to use PayPal Pay In 3 allowing to budget my expenses without any stress. With advent of PayPal debit card I now get cash back on my purchases which is great incentive. The only suggestion I have for PayPal to include an additional balance column against each transaction to help understand account activities better. Reviewed on: 13th May 2026
Bakhtiar Umataliev's avatar
Bakhtiar Umataliev

Easy to use, reliable and secure

5
Easy to use, reliable and secure Reviewed on: 13th May 2026
Michelle Rowe's avatar
Michelle Rowe

I have had pay for for a few years receive money fro...

5
I have had pay for for a few years receive money from my family, but over the past couple years I’ve done paying three and I’ve been really good with them so far I haven’t got any issues. I would definitely recommend it to a family friend of mine. Reviewed on: 13th May 2026
Nordia T's avatar
Nordia T

Great overall service that can be used everywhere wi...

5
Great overall service that can be used everywhere with ease Reviewed on: 13th May 2026
Mandy Gustard's avatar
Mandy Gustard

I like PayPal soo much!

5
I like PayPal soo much! Very reliable service Reviewed on: 13th May 2026
Ahmed Abdullahi's avatar
Ahmed Abdullahi

I have been using it for years and never had...

5
I have been using it for years and never had a problem Reviewed on: 13th May 2026
Eck's avatar
Eck

Never had any issues with paypal, as soon as a probl...

5
Never had any issues with paypal, as soon as a problem occured paypal had me supported and made me feel very confident on using paypal, thank you. Reviewed on: 13th May 2026
Gerard T's avatar
Gerard T

0% interest for 4 months is awesome

5
0% interest for 4 months is awesome Reviewed on: 13th May 2026
Stephanie D's avatar
Stephanie D

I dont have a worry, knowing PayPal is behind my spe...

5
I dont have a worry, knowing PayPal is behind my spending. If i encountered a problem, they are quick to resolve any issue Reviewed on: 13th May 2026
Denise Noble's avatar
Denise Noble

It’s so easy to use and safe!

5
It’s so easy to use and safe! A lot more things are affordable with pay in 3 or 4! Reviewed on: 13th May 2026
Lesley 's avatar
Lesley

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