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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Service is always impeccable from PayPal.

Service is always impeccable from PayPal. My account was hacked and money taken, but PayPal were on hand to fix the issue straight away. The services they provide are great and buyer protection has helped me several times in the past. I always use PayPal and would recommend 100% Reviewed on: 30th May 2025

Very easy to use and do not need to be an expert to...

Very easy to use and do not need to be an expert to use. Reviewed on: 30th May 2025

Great reliable.

Great reliable. Gives confidence when purchasing Reviewed on: 30th May 2025

Great service, watch the exchange rate pricing

All is absolutely great, except for the exchange rates taken when paying in different currencies. Reviewed on: 30th May 2025

PayPal efficiency

PayPal have always been available when required and simple to purchase through' Reviewed on: 30th May 2025

Great service all round 5 stars.

I have always had great service from PayPal especially customer services who are extremely helpful. The rates are good with PayPal and it's so convenient having this useful facility. Reviewed on: 30th May 2025

PayPal is smart, safe & simply reliable.

PayPal is smart, safe & simply reliable for both national and international transactions. I use PayPal for all of my transactions whether big or small purchase. PayPal credit in particular is a no brainer. Reviewed on: 30th May 2025

Good that it’s able to help out during living cost c...

Good that it’s able to help out during living cost crisis. Reviewed on: 30th May 2025

Best way to use your credit plus you can use PayPal...

Best way to use your credit plus you can use PayPal anywhere anytime and most secure way you send money and receive, 1000% trust on PayPal Reviewed on: 30th May 2025

PayPal is so easy to use and I never have any issues.

PayPal is so easy to use and I never have any issues. It is very safe. Reviewed on: 30th May 2025

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