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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148254 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148254)

Easy, explained well and and smooth transaction

Easy, explained well and and smooth transaction Reviewed on: 1st July 2026

PayPal is my safest option to pay.

PayPal is my safest option to pay. I use PayPal most of the time. Reviewed on: 1st July 2026

Happy Buying

Paypal is quick & easy with clear instructions & great choice of ways to pay. Good you can check on your payments to the final balance…. Thankyou. Reviewed on: 1st July 2026

experience good spot on 10 out of 10

experience good spot on 10 out of 10 Reviewed on: 1st July 2026

Easy to use excellent and reliable

Easy to use excellent easy to use Reviewed on: 1st July 2026

Payments are so easy, and if I’ve had an issue in th...

Payments are so easy, and if I’ve had an issue in the past, it.has always been resolved Reviewed on: 1st July 2026

Better then using a credit card

I like interest free payment offers. Better then credit card. Reviewed on: 1st July 2026

Always had a positive experience with PayPal Credit.

Always had a positive experience with PayPal Credit. Reviewed on: 1st July 2026

fantastic cashflow helper!

i use paypal credit nearly every day as a way to balance my cashflow. Reviewed on: 1st July 2026

I've had a very upsetting and terrible experiences w...

I've had a very upsetting and terrible experiences with an online company which I ordered through PayPal but they sort it and I get my money back after few weeks. Reviewed on: 1st July 2026

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