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PayPal: PayPal Credit reviews

4.73
Based on 181,090 reviews, last reviewed 1st Aug 2026
106% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026
Andy Davies's avatar
Andy Davies

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181090)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I never have any issues with them.

5
I never have any issues with them. Interest free credit is a massive help in todays economic climate. Reviewed on: 14th July 2026

PayPal is great!

5
PayPal has been great for me. Easy to use app and excellent customer service Reviewed on: 14th July 2026

Easy and flexible.

4
Easy and flexible. Really happy with PayPal Credit! Super easy to use, payments are simple to manage, and it’s been really handy when I need a bit of flexibility. Would definitely recommend. Reviewed on: 14th July 2026

Buy now pay back at your leisure

5
Easy to use and great service, 0% finance a added bonus Reviewed on: 14th July 2026

Responsible, helpful, prompt and efficient.

5
Responsible, helpful, prompt and efficient. All activities can clearly be viewed and understood. Reviewed on: 14th July 2026

I have never had a problem with PayPal.

5
I have never had a problem with PayPal. It's always been user friendly and easy to navigate. Anytime I need help it's there. I feel safe on the PayPal platform. Reviewed on: 14th July 2026

Amazing helpful customer service excellent

5
Amazing helpful customer service excellent Reviewed on: 14th July 2026

Always positive , I know I will be treated fairly...

5
Always positive , I know I will be treated fairly Reviewed on: 14th July 2026

Amazing service

5
Amazing customer service, available for enquiries when needed Reviewed on: 14th July 2026

Easy to use and account protected

5
Easy to use and account protected Reviewed on: 14th July 2026

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