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PayPal: PayPal Credit reviews

4.73
Based on 181,092 reviews, last reviewed 2nd Aug 2026
98% increase in 5 star reviews
in the past 90 days
141% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026
Paul E's avatar
Paul E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181092)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very flexible and great for when in need

5
Very flexible and great for when in need Reviewed on: 20th July 2026

So far no Issues with Service provided

5
Never had a problem with payments or issues Reviewed on: 20th July 2026

It was very clear and easy to use.

5
It was very clear and easy to use. Reviewed on: 20th July 2026

Okay if you watch your money

4
I find paypal okay, except when it comes to dealing with third party vendors. You sometimes allow them to charge without proper authorisation Reviewed on: 20th July 2026

Flexible payment

5
Very flexible payment plans - pay in 3 is fantastic Reviewed on: 20th July 2026

Paypal gives me freedom & peace of mind when doing a...

5
Paypal gives me freedom & peace of mind when doing a transaction. I love their flexibility & if I have a dispute they are helpful at sorting it out Reviewed on: 20th July 2026

Safe and easy service

5
Safe and easy service, good customer service Reviewed on: 20th July 2026

Love PayPal, easy and convenient.

5
Love PayPal, 3 o percent instalments payment has been convenient. Easy to use and customer service support has been excellent. Can afford to buy items which I can spread. Reviewed on: 20th July 2026

Pay Pal to przyszlosc w obsludze platnosci

5
Pay Pal jest bardzo łatwy w obsłudze, wszystko można zrobić intuicyjnie. Reviewed on: 20th July 2026

Always has options available.

4
Always has options available. One of my go-to suppliers for payment or short term credit. Reviewed on: 20th July 2026