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PayPal: PayPal Credit reviews

4.73
Based on 142,788 reviews, last reviewed 19th Jun 2026
4228050% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and access. Easy to use and access. Makes shopping so convenient. Refunds are dealt with very quick and efficient. Reviewed on: 19th June 2026
Kelly W's avatar
Kelly W

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (142788)

Kamran Peyghambari

5
It was very helpful to me and all the services were correct and safe Reviewed on: 11th August 2022

Excellent Service

5
Quick app, trustworthy and excellent customer service Reviewed on: 11th August 2022

Secure and Very easy to use.

5
Brilliant service. Used it to by a high ticket item. All good :) Reviewed on: 11th August 2022

Simple fast credit

5
Very easy to understand. Extremely quick to setup and very handy while shopping online. Great customer service Reviewed on: 11th August 2022

Good product for my needs

4
Very convenient when wanting to make secure payments Reviewed on: 11th August 2022

Paypal is the future

5
I enjoy the flexibility and user-friendly service Paypal can offer. It would be great if PayPal could introduce point systems in the future. Overall, in terms of service PayPal has transformed for the better. Reviewed on: 11th August 2022

PayPal always helped when needed

5
In general I’ve been always very happy with service but also offers provided and convenience of use. Reviewed on: 11th August 2022

Seamless

5
From the application to activation to usage it has been seamless. Reviewed on: 11th August 2022

Excellent service

5
I've always found PayPal to be secure and easy to use. I love PayPal credit for being able to spread the cost of things and it is so easy to see what you need to pay each month to avoid interest. I use PayPal wherever I can. Reviewed on: 11th August 2022

PayPal Credit

5
Offers excellent payment methods and clear details of charges etc. Reviewed on: 11th August 2022

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Help others make smarter decisions by sharing your own experience. Write a review