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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180928 reviews)

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4.73

Based on 180,913 reviews, last reviewed 17th Jul 2026

328% increase in 5 star reviews

in the past 90 days

402% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180928)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal is better than a credit card.

It’s a great facility allowing you to pay for your purchases in 3-4 months with zero interest. It remind you that a debit is coming up; it’s really good. Reviewed on: 7th July 2026

Paying with PayPal is peace of mind.

I am disabled and do not go to the shops anymore, I buy everything I need on line so being able to pay through PayPal is peace of mind, it means I do not have to constantly enter my bank details not knowing if I am being hacked and my bank account emptied. PayPal make it very straightforward to pay and they also monitor my PayPal account for discrepancies, I would definitely recommend PayPal to pay for anything bought on line. PayPal also do a credit card which means if you are shopping in town you have the security and peace of mind knowing no one steel your details. Lastly PayPal provide a credit account which means you can buy expensive items and pay on pay in three months or buy now pay later they definitely cover all situations. Reviewed on: 7th July 2026

Easy to use, no nasty surprises.

Easy to use, no nasty surprises. App with decent interface, self-explanatory. Reviewed on: 7th July 2026

I have been having a good experience since I had the...

I have been having a good experience since I had the PayPal credit It ease my financial worry. Reviewed on: 7th July 2026

I have had a few issues with purchases from retail,...

I have had a few issues with purchases from retail, your customer service is absolutly spot on they have been very efficient when dealing with problems and have sorted it every time Well Done PayPal Reviewed on: 7th July 2026

Pay credit balance take time to show up after toppin...

Pay credit balance take time to show up after topping up Reviewed on: 7th July 2026

Thw best for me is a 0% cr3dit card for 4 months or...

Thw best for me is a 0% cr3dit card for 4 months or 6 months Allowing to buy more expensive items with freedom . Reviewed on: 7th July 2026

Great service easy to use , excellent app with easy...

Great service easy to use , excellent app with easy navigation Reviewed on: 7th July 2026

PayPal and PayPal Credit is very helpful.

PayPal and PayPal Credit makes it easier and gives me some flexibility with larger payments, it's a great service. Reviewed on: 7th July 2026

Easy, Simple, Fast.

Easy to access and see all your payments and to get credit which has enabled me to purchase items that I have needed but then been able to spread the cost. Reviewed on: 7th July 2026

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