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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148692 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148692)

Easy to Use,

I have found PayPal Credit to be easy to use, and trustworthy - there are no hidden charges, and it has been for me a safe way to borrow money. Reviewed on: 1st July 2026

Excellent

I have always had a very positive experience with PayPal and with most retailers now accepting it I never have problems and it's very easy to use. Reviewed on: 1st July 2026

PayPal is very good makes payment and purchased much...

PayPal is very good makes payment and purchased much more simply, highly efficient and recommended. Reviewed on: 1st July 2026

Easy to use and very flexible, great options to spre...

Easy to use and very flexible, great options to spread the cost and good use of PayPal credit Reviewed on: 1st July 2026

Top Notch

I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Really good app for use and easy

Really good app for use and easy Reviewed on: 1st July 2026

Good happy

Since I am using PayPal i am Happy Reviewed on: 1st July 2026

I really enjoy using paypal.

I really enjoy using paypal. 4 month free interest is just amazing Reviewed on: 1st July 2026

Great to use and quick to use

Great to use and quick to use. Super easy and efficient when checking out goods. Reviewed on: 1st July 2026

It has really helped me out at times

It has really helped me out at times Reviewed on: 1st July 2026

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