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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108076 reviews)

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4.90

Based on 108,076 reviews, last reviewed 16th May 2026

2639550% increase in 5 star reviews

in the past 90 days

7650% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal has always had excellent customer service. Paypal has always had excellent customer service.Above and beyond everytime Reviewed on: 16th May 2026

Latest lowest rating:

1

PayPal itself is a very useful tool, my issue with i... PayPal itself is a very useful tool, my issue with it is in relation to the owner. Reviewed on: 16th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108076)

Pay pall it's there when you need it

Pay pall it's there when you need it Reviewed on: 13th May 2026

Convenient and flexible.

Convenient and flexible. Also very easy to use Reviewed on: 13th May 2026

Never had an issue with PayPal always been available...

Never had an issue with PayPal always been available and only had toring customer service once and actually spoke with a person which was great and helpful Reviewed on: 13th May 2026

A great way to spread the cost.

I used PayPal Credit to buy a photography studio light. The process was easy to set-up and with the added bonus that if I paid it off in four months it would be interest free, what more could you want. What a great way buy something that's just too expensive for a single payment, or just to spread the cost. Reviewed on: 13th May 2026

Fast easy and reliable

Allows me to make purchases and receive money for items sold with ease and the minimum of fuss Reviewed on: 13th May 2026

4 months 0%, great customer service!

Love that you can pay over 4 months with 0% interest on a rolling basis, it’s great. Have had a couple of queries/disputes to raise, PayPal have always supported me as a customer, had good response times, kept me updated along the way and fought my case on both occasions leading to a favourable outcome for me! Reviewed on: 13th May 2026

Hello, I am very satisfied with PayPal services and...

Hello, I am very satisfied with PayPal services and have been using them for many years. The system is reliable and convenient, and it allows me to make online payments quickly and securely.Thank you... Reviewed on: 13th May 2026

Go too for secure payments

Always use PayPal, safe convenient and trustworthy Reviewed on: 13th May 2026

Fabulous

Always trusted, with greater credit facilities! Fabulous Reviewed on: 13th May 2026

PayPal works great, however managing payments, prior...

PayPal works great, however managing payments, prioritising ones with interest first before interest free ones is difficult, there should be better granularity when making payments, being able to pick specific ones to pay against. Reviewed on: 13th May 2026

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