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PayPal: PayPal Credit reviews

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4.91
Based on 50,807 reviews, last reviewed 1st Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026
Gabriela O's avatar
Gabriela O

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026
Lui R's avatar
Lui R
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50808)

PayPal offers a fast, secure, and user-friendly way...

5
PayPal offers a fast, secure, and user-friendly way to send and receive money online. Its widespread acceptance, buyer protection, and ease of linking bank accounts or cards make it a convenient choice for personal and business transactions alike. Overall, it's a reliable and trusted platform for digital payments. Reviewed on: 30th May 2025
Mike J's avatar
Mike J

Always so happy to help and listen!

5
Always so happy to help and listen! Reviewed on: 30th May 2025
Steven K's avatar
Steven K

Excellent Service

5
Excellent Service, reliable, safe to use. Thank you. Reviewed on: 30th May 2025
Mary Hardie's avatar
Mary Hardie

PayPal credit has helped me refurbish my house,

5
PayPal credit has helped me refurbish my house, some the simple purchase on eBay, to more expensive items and being able to pay it off in lump sums interest free for a few months, I like that the company’s I’m buying from don’t have my bank details, it’s just a more secured way of buying things and so simple with the app as well! Reviewed on: 30th May 2025
Ashley P's avatar
Ashley P

Well, been nice to have PayPal Credit as its been my...

5
Well, been nice to have PayPal Credit as its been my saviour many of times, a car part for example, we all know how keeping a car road worthy can be a financial strain when you fix one problem and find 3 more. Keep safe and make sure you pay on time. Credit has doubled lately. Must be worth the £1000 win this one eh ha Reviewed on: 30th May 2025
pauljuggyp's avatar
pauljuggyp

Great customer service

5
Had a near hit by a scammer and pp security was excellent as I’d read on their website how to avoid scammers. Plus the customer service is excellent Reviewed on: 30th May 2025
Ddandr's avatar
Ddandr

Good credit options

5
Good so far reasonably well done and very happy with the results Reviewed on: 30th May 2025
MEXERCISE M's avatar
MEXERCISE M

Smooth and simple.

5
Smooth and simple. No hassle. No hidden terms. Everything just works. Reviewed on: 30th May 2025
Admiral's avatar
Admiral

PayPal always helps when I can’t find what I’m looki...

5
PayPal always helps when I can’t find what I’m looking for always my first choice for payment told a lots of family members and friends about PayPal. Reviewed on: 30th May 2025
Alfie m's avatar
Alfie m

Next best thing

5
PayPal credit is the next best thing to being able to afford great items you thought were out of reach. Easy payment terms and plenty of help. I now have the wardrobe of my dreams Reviewed on: 30th May 2025
Lisa W's avatar
Lisa W

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