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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Always working perfectly no problem at all

Always working perfectly no problem at all Reviewed on: 30th May 2025

PayPal is quick and easy

PayPal is quick and easy to pay for goods plus it has excellent loan facilities. Reviewed on: 30th May 2025

Trustworthy.

Trustworthy., reliable, value on the money. Reviewed on: 30th May 2025

Good for Credit Score, Got Your Back

PayPal credit is great for managing finances and using it has also had a good impact on my credit score. My favourite thing about PayPal as a company though is that I always feel safe when buying online. PayPal has a world class disputes process that has been on my side a number of times. Reviewed on: 30th May 2025

Easy to use and great support when needed

Easy to use and great support when needed Reviewed on: 30th May 2025

Helps when there is any problem

Paypal helps when there is any problem with my transactions. They resolved the matter quick and prompt. Reviewed on: 30th May 2025

PayPal always provide a choice of payment options wh...

PayPal always provide a choice of payment options which is perfect for large our small transactions Reviewed on: 30th May 2025

Paypal fan

I use PayPal wherever possible .It's safe and easy to use . Reviewed on: 30th May 2025

Security in all internet transactions? Try Paypal !

Paypal has saved the day when finances are tight. There are many repayment options available , often interest free, and all transactions are very secure. Paypal is so easy to use, so you must keep control of your spending and repayment schedules. Overall, it's a brilliant online payment system. Reviewed on: 30th May 2025

PayPal offers a fast, secure, and user-friendly way...

PayPal offers a fast, secure, and user-friendly way to send and receive money online. Its widespread acceptance, buyer protection, and ease of linking bank accounts or cards make it a convenient choice for personal and business transactions alike. Overall, it's a reliable and trusted platform for digital payments. Reviewed on: 30th May 2025

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