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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 108,051 reviews, last reviewed 16th May 2026
2638550% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

So easy to use, and plenty of warning when payment i... So easy to use, and plenty of warning when payment is due Reviewed on: 16th May 2026
Graham S's avatar
Graham S

Latest lowest rating:

2

My experience with PayPal was very frustrating. My experience with PayPal was very frustrating. I used PayPal Pay in 3 to buy three home items. One item, the bed, was missing for weeks and the selle... Read more Reviewed on: 15th May 2026
Sandra 's avatar
Sandra
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (108052)

Fast easy and reliable

5
Allows me to make purchases and receive money for items sold with ease and the minimum of fuss Reviewed on: 13th May 2026
michael h's avatar
michael h

4 months 0%, great customer service!

5
Love that you can pay over 4 months with 0% interest on a rolling basis, it’s great. Have had a couple of queries/disputes to raise, PayPal have always supported me as a customer, had good response times, kept me updated along the way and fought my case on both occasions leading to a favourable outcome for me! Reviewed on: 13th May 2026
CarlaaWalkerr's avatar
CarlaaWalkerr

Hello, I am very satisfied with PayPal services and...

5
Hello, I am very satisfied with PayPal services and have been using them for many years. The system is reliable and convenient, and it allows me to make online payments quickly and securely.Thank you... Reviewed on: 13th May 2026
Irma U's avatar
Irma U

Go too for secure payments

5
Always use PayPal, safe convenient and trustworthy Reviewed on: 13th May 2026
Misss C's avatar
Misss C

Fabulous

5
Always trusted, with greater credit facilities! Fabulous Reviewed on: 13th May 2026
Victoria H's avatar
Victoria H

PayPal works great, however managing payments, prior...

4
PayPal works great, however managing payments, prioritising ones with interest first before interest free ones is difficult, there should be better granularity when making payments, being able to pick specific ones to pay against. Reviewed on: 13th May 2026
Stephen B's avatar
Stephen B

I’ve found it an all round positive experience

5
I’ve found it an all round positive experience Reviewed on: 13th May 2026
Gem H's avatar
Gem H

Its really helpful and easy to use.

5
Its really helpful and easy to use. Reviewed on: 13th May 2026
Achu R's avatar
Achu R

Very good experience quick service

5
Very good experience quick service Reviewed on: 13th May 2026
Andrew P's avatar
Andrew P

So perfect

5
It is always perfect and was helpful when needed Reviewed on: 13th May 2026
Gaynor L's avatar
Gaynor L

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