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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Great service

Always easy to use and very convenient Reviewed on: 14th July 2026

Makes buying easier

I’ve been using PayPal Credit for over a year now and it’s been fantastic. It links seamlessly to my existing PayPal account, so checking out is quick and hassle-free. The 0% interest payment options are brilliant for spreading the cost of bigger purchases, and it’s really easy to keep track of my balance and make payments online. Approval process was straightforward, my spending limit feels fair, and I’ve never had any issues with transactions. Customer support have also been helpful whenever I’ve had a small question. It’s become my go-to way to pay online – I’d absolutely recommend it to anyone looking for more flexibility. Reviewed on: 14th July 2026

I’ve been using PayPal Credit for several months now...

I’ve been using PayPal Credit for several months now, and it has completely transformed the way I manage my purchases. The application process was quick and straightforward, and I appreciate the flexibility it offers with interest-free periods on many purchases. It’s incredibly convenient to use at a wide range of retailers, both online and in-store, making it easy to spread the cost without hassle. Customer service has been excellent whenever I’ve had questions, and the online account management tools are user-friendly and transparent. PayPal Credit gives me peace of mind by allowing me to budget better and avoid unexpected expenses. I highly recommend it to anyone looking for a reliable and flexible retail finance option. Reviewed on: 14th July 2026

Interest free payment options

I love that I can split my larger purchases but with no interest. No worrying about maxing a credit card or additional fees Reviewed on: 14th July 2026

Great service

I've had paypal credit for may uears and it has always worked perfectly for me, I like having the option to spread the cost of an expensive item over 4 months, it has helped me be able to buy furnature for my new home. As long as you are able to manage debt correctly it is a fantastic and reliable option to build credit. Reviewed on: 14th July 2026

Easy way to pay

Such a quick to pay for goods either on eBay or other online retailers great just a push of a button Reviewed on: 14th July 2026

I like paypal mostly for the credit option it gave m...

I like paypal mostly for the credit option it gave me , also paypal flexible payment option works great Reviewed on: 14th July 2026

Flight saviour

Recently had an issue where someone tried to use my PayPal to buy a plane ticket and I was able to cancel it and have it blocked even if it was a non refundable payment Reviewed on: 14th July 2026

Easy to keep eye on your outgoings.

Easy to keep eye on your outgoings. Several ways to help budget for things. Telephone help when needed. Reviewed on: 14th July 2026

Excellent customer service

Bought an item online which wasn't what I ordered and the company went bankrupt, didn't get a refund or exchange from the company buit PayPal gave me a full refund very quickly Reviewed on: 14th July 2026

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PayPal: PayPal Credit reviews

2% decrease in 5 star reviews

11% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

2

About this product

Review PayPal: PayPal Credit now

PayPal PayPal Credit reviews (181135)

Great service

Makes buying easier

I’ve been using PayPal Credit for several months now...

Interest free payment options

Great service

Easy way to pay

I like paypal mostly for the credit option it gave m...

Flight saviour

Easy to keep eye on your outgoings.

Excellent customer service

Do you have a different PayPal product?

Want to see more from PayPal?

Pay in 3

Payments

Credit card

Join Smart Money People

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