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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Great service prompt and efficient.

Great service prompt and efficient. Reviewed on: 30th May 2025

PayPal has been very helpful when I took payment on...

PayPal has been very helpful when I took payment on PayPal credit I clicked pay and didn't realise it came out automatically and messeged and they replaced the money back in my bank instead of paying two lots of payment in one month :) Reviewed on: 30th May 2025

Great service for when shopping online

Great service for when shopping online, with peace of mind. PayPal has resolved disputes with sellers and a refund was issued after a full investigation. Very pleased with the service provided. Reviewed on: 30th May 2025

Safe, secure, easy

With the recent rise in the cost of living, coupled with life circumstances and situations, I have always looked for pockets of extra financial aid to make those very necessary purchases. However, it has not always been easy make some of these purchases online as there are a lot of scammers waiting to pounce on every opportunity presented by people's vulnerabilities exacerbated by the turbulent economic times that we are living in. Paypal has been that 'go-to' secure payment system to put my mind at ease in this new age of online financial activity and their credit facility has allowed me to stay on top of my finances in these difficult times. Reviewed on: 30th May 2025

Very good service ,excellent using PayPal credit

Very good service ,excellent using PayPal credit Reviewed on: 30th May 2025

The convenient way to pay

Paypal is quick safe and easy to use Reviewed on: 30th May 2025

Flexible options and great value for money.

Flexible options and great value for money. Customer service is an actual necessity and it’s ready within a short period on the line. Reviewed on: 30th May 2025

Fast and easy to use been using it for years

Fast and easy to use been using it for years Reviewed on: 30th May 2025

PayPal are a good service.

PayPal are a good service. Offering many helpful payment schemes. Reviewed on: 30th May 2025

PayPal credit room for improvement

I’m using PayPal for online purchases and also I have got PayPal credit facility. Confusing part is the statement and transactions under the credit facility as it’s hard to follow interest free offers purchases when they are being stacked (multiple offers are being paid at once) Reviewed on: 30th May 2025

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