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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148538 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148538)

Feel confident that Paypal is a secure and safe serv...

Feel confident that Paypal is a secure and safe service. They provide a range of payment methods which I find to be ideal. Would always recommend them Reviewed on: 1st July 2026

So quick and easy to use.

So quick and easy to use. Offers interest free credit for 4 months, which is so helpful with bigger purchases. The best platform Reviewed on: 1st July 2026

Reliable and Fair

I have found PayPal Credit to be very reliable and fair in their charges without any hidden surprises. Reviewed on: 1st July 2026

Paypal is very handy and offers good finance options

Paypal is very handy and offers good finance options Reviewed on: 1st July 2026

PP first time everytime

They give you the option to pay over time or interest free payments Reviewed on: 1st July 2026

Hands down the easiest way to send money!

Hands down the easiest way to send money! Customer service with the very few problems I’ve had has been incredible Reviewed on: 1st July 2026

Just so easy to use and never let u down - also fee...

Just so easy to use and never let u down - also feel safer using it use it for lots is my purchases whenever I can Reviewed on: 1st July 2026

Simple and easy to use, flexible

Simple and easy to use, flexible Reviewed on: 1st July 2026

Simple to use

Everything explained clearly, from payment to interest. Simple app design that is easy to use. Easy to make payments, and recieve money. Great levels of protection from scammers. Customer service chat is simple to use and they can sort queries quickly Reviewed on: 1st July 2026

PayPal Credit is very useful to me.

PayPal Credit is very useful to me. It helps when I am short on funds. Reviewed on: 1st July 2026

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