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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

It's simple.

It's simple. Excellent, above and beyond. Simply the best. Reviewed on: 30th May 2025

It's a very convenient and easy-to-use payment method.

It's a very convenient and easy-to-use payment method. Reviewed on: 30th May 2025

Very good experience so far , easy to checkout using...

Very good experience so far , easy to checkout using Paypal in e-commerce websites. Reviewed on: 30th May 2025

Never had a problem with PayPal Will always shop wit...

Never had a problem with PayPal Will always shop with places that accept. Reviewed on: 30th May 2025

Good product

Helps spread finances good app. Credit is also good and the communication is great. Also feels secure which is very important to me. Some websites don't accept however which can be frustrating with bigger purchases but they are few and far between Reviewed on: 30th May 2025

Safe, Easy & Responsible Payment Method

Transfering money, paying for products & paying friends & family is so easy & safe. Also the pay in 3 option is very clearly set out with reminders before every payment so you can keep on top of your bills. The PayPal credit is clear & easy to use. It comes in handy when you have extra bills or repairs to pay for, the limit isnt too much so I don't have to worry about borrowing more than I will be able to pay back. Everything is clearly explained & very safe. When I have had to request a refund everything is done for you. Reviewed on: 30th May 2025

A happy customer

Never had any real trouble, I had a parcel go missing that wasn't delivered and they sorted it out. Quick easy payments if bank card isn't to hand. Only trouble I'm having is since having to change my email address I had trouble receiving a payment but probably something I have missed and not done my end. No doubt oaypal will help me once I've investigated further if I cannot work it out Reviewed on: 30th May 2025

Very easy to use, and PayPal offers a variety of pay...

Very easy to use, and PayPal offers a variety of payment options Reviewed on: 30th May 2025

Invaluable

Easy to use, flexible payments options with something to suit every budget or purchase. Reviewed on: 30th May 2025

Great 0% interest products

Great producta: Pay in 3 and 4 months at 0% are really helpful for medium/large purchases with no intrest when paid in time. Reviewed on: 30th May 2025

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