Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 108,005 reviews, last reviewed 15th May 2026
2636700% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent using PayPal I just find using PayPal fantastic it’s so simple a child could do it Reviewed on: 15th May 2026
Elaine Dalytse's avatar
Elaine Dalytse

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (108005)

5 Star Service and Product Highly Recommended.

5
I use PayPal on a daily basis, both with the standard credit facility and Pay 3, helping to spread the cost of everyday living and those extra little purchases in life. They provide an excellent service at little or no cost with interest, better than any bank I have used in the past. So simple and easy to use, I wouldn't be without them and would recommend them to all. Thank you PayPal, 5 Star Service and Product. Reviewed on: 13th May 2026
Darren Beeching Dip Arch's avatar
Darren Beeching Dip Arch

Easy affordable credit.

5
Easy affordable credit. Simple activation Reviewed on: 13th May 2026
Troy B's avatar
Troy B

Great job!

5
Great job!! PayPal makes my life easier Reviewed on: 13th May 2026
Afaf t's avatar
Afaf t

Friendly credit approach.

5
Friendly credit approach. Highly recommended! Reviewed on: 13th May 2026
Maria S's avatar
Maria S

I have been using PayPal for years.

5
I have been using PayPal to buy things fir years. Sometimes on credit over time and sometimes in 3 installments but it's always so easy to use and pay back via the app. Reviewed on: 13th May 2026
Paganbunion's avatar
Paganbunion

Very good and easy to use .

5
Very good and easy to use . I always use PayPal for book fly tickets. And help me to give time to pay the tickets in 3 months with 0 interest. Reviewed on: 13th May 2026
Alla r's avatar
Alla r

A positive experience.

5
Very pleased with all of our PayPal experiences. Would highly recommend especially for security. Easy access to accounts. Easily understandable. No fancy jargon. Reviewed on: 13th May 2026
Emm's avatar
Emm

Got scammed and PayPal sorted it

4
Got scammed and PayPal sorted it in no time at all Reviewed on: 13th May 2026
Matt G's avatar
Matt G

Always easy and safe with PayPal

5
Always easy and safe with PayPal Reviewed on: 13th May 2026
Jekaterina M's avatar
Jekaterina M

Always easy to do a transaction.

5
Always easy to do a transaction. 4 months interest free to pay back. Easy to use. Very convenient when you have no money for food I use it for iceland. Spread the cost pay as much as you like. You can use PayPal with nearly everything. Its very secure finger print to get into my account plus a text message to my number to gain access to my account. You dont have to use your finger print can just use your password. Reviewed on: 13th May 2026
Katelan S's avatar
Katelan S

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill