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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Easy to use and to manage very well great service...

Easy to use and to manage very well great service Reviewed on: 30th May 2025

Useful and secure

I have found Paypal credit so advantageous when purchasing higher priced goods.I am able to spread the cost and the interest free period is amazing, enabling me to spread the cost with no interest. I use it for all my online purchases as it gives me peace of mind because if there are any issues Customer services are very helpful when needing a refund, especially as there are so many fraudulent websites around these days Reviewed on: 30th May 2025

Great Service and valuable experience.

Great Service and valuable experience. Reviewed on: 30th May 2025

Security and piece of mind

I get piece of mind when I use PayPal to make an online purchase, and back up if anything goes wrong Reviewed on: 30th May 2025

I've always had a smooth experience with paypal and...

I've always had a smooth experience with paypal and all.my querys have always been dealt with quickly. Reviewed on: 30th May 2025

Very good, less documents will use again

Very good, less documents will use again Reviewed on: 30th May 2025

I always find the service easy to use and reliable...

I always find the service easy to use and reliable Reviewed on: 30th May 2025

Very easy to use and brilliant communication.

Very easy to use and brilliant communication. Five star service. Reviewed on: 30th May 2025

Great way to buy online

Have been with them from the start, no complaints, and will continue to use them. Reviewed on: 30th May 2025

PayPal provides its users peace of mind.

PayPal provides its users peace of mind. Cant put a price on peace of mind. Reviewed on: 30th May 2025

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