Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148446 reviews)

View other PayPal products

4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (148448)

Love using PayPal for all my purchases.

Love using PayPal for all my purchases. Knowing its safe and secure with added peace of mind you have the support from the customer service team. Having flexible ways to pay really suits my needs whether that be having that little longer to pay or just breaking it up into smaller payments its really useful Reviewed on: 1st July 2026

Quick response easy to use I love the pay...

Quick response easy to use I love the pay in 3 option Reviewed on: 1st July 2026

Useful and cool points system, great for sending and...

Useful and cool points system, great for sending and receiving money hassle free Reviewed on: 1st July 2026

My trusty pal!!!

Using pay pal everywhere,never had any issues! Reviewed on: 1st July 2026

Easy to use and customer service staff polite, court...

Easy to use and customer service staff polite, courteous and knowledgeable Reviewed on: 1st July 2026

love paypal, wish more people used it

love paypal, wish more people used it Reviewed on: 1st July 2026

Paypal Credit has help me and i particularly like th...

Paypal Credit has help me and i particularly like their payment options Reviewed on: 1st July 2026

Pay pal every time

I Enjoy the flexibility pay pal gives me Reviewed on: 1st July 2026

Great way to spread payments

Really easy process, only disappointed when there are companies that don’t offer PayPal Reviewed on: 1st July 2026

Good system service could be better and less automated

Good system service could be better and less automated Reviewed on: 1st July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Payments
from PayPal 4.71 from 3759 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79520 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub