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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Great options would recommend to everyone tbh if you...

Great options would recommend to everyone tbh if you needed more money to borrow just for a little longer Reviewed on: 30th May 2025

It works very well

It works very clear and simple. Easy to Manager and follow. Reviewed on: 30th May 2025

I use PayPal Credit again and again

I've been a PayPal Credit customer for years. It's so helpful to plan larger purchases with 0% interest for 4 months without having to take out additional finance. Reviewed on: 30th May 2025

10 of 10 leaving nothing to add but.

10 of 10 leaving nothing to add but.. in my experience the PayPal Credit help me from first day with day to day expenses and from many years I am a happy customer with overall PayPal wallet service as it never let me down. Reviewed on: 30th May 2025

Great little addition to shopping experience

Ease of use and seamless integration with shopping websites Reviewed on: 30th May 2025

Iv been a pay pal customer for many years and always...

Iv been a pay pal customer for many years and always found them very good with excellent support / back up service Reviewed on: 30th May 2025

Always Helpful.

Always Helpful at every call. There at the press of a computer key. Never any hassle. They help me buy what i want, and pay in 3. Fantastic. I even use them to purchase my Holidays with Tui. And you have the security, knowing that they are behind you. would recommend them to EVERYONE. Reviewed on: 30th May 2025

I have used paypal credit for the last few months an...

I have used paypal credit for the last few months and my experience has been great. Reviewed on: 30th May 2025

PayPal Credit Is fab

PayPal Credit Is fab and the one time I need customer service the person I spoke to was so helpful and kind. Reviewed on: 30th May 2025

Very convenient service.

Very convenient service. I have never had any issues with it. Reviewed on: 30th May 2025

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