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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107976 reviews)

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4.90

Based on 107,976 reviews, last reviewed 15th May 2026

2635250% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Versatile payment option I have never had any problems with them. I also like the fact that I can use PayPal or PayPal credit on a lot of diffrent websites and I also really a... Read more Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107976)

I like it, even though it's only my first time using...

I like it, even though it's only my first time using it, I'm loving it. Reviewed on: 13th May 2026

Very handy financial tool for protection with purchase!

Very handy financial tool for protection with purchase! Reviewed on: 13th May 2026

Payin3 my favorite, loyal and no problem

Payin3 my favorite, loyal and no problem Reviewed on: 13th May 2026

A great service and an affordable way to budget!

I have never had any problems with the service that is provided, it’s quick easy and they always let you know where you are with money and what you owe. It’s a great way to spread the cost of those big items you weren’t expecting and those big treats you know you can’t afford!! Reviewed on: 13th May 2026

Straight forward when doing purchases

Straight forward when doing purchases Reviewed on: 13th May 2026

I use PayPal from many years.

I use PayPal from many years. Never had a problem. Even i had i always get answers straight away Reviewed on: 13th May 2026

Never had a bad experience with pay pal.

Never had a bad experience with pay pal. I use them all the time. I'd use them instead of a bank if i could. Reviewed on: 13th May 2026

Its okay, I use it day by day, safe

Its okay, I use it day by day, safe Reviewed on: 13th May 2026

I love paypal credit.

I love paypal credit. I couldn't be without. Reviewed on: 13th May 2026

Dependable experience , perfect for online use, smoo...

Dependable experience , perfect for online use, smooth and flawless app more and more websites now use PayPal virtual credit card Reviewed on: 13th May 2026

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