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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 107,942 reviews, last reviewed 15th May 2026
2633750% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use ! Easy to use ! Straightforward! No hidden fees or anything like that ! Reviewed on: 15th May 2026
A B's avatar
A B

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107942)

It so easy to use paypal and if anything goes wrong...

5
It so easy to use paypal and if anything goes wrong paypal always helps Reviewed on: 13th May 2026
Jason's avatar
Jason

It was very helpful for me when I struggled.

5
It was very helpful for me when I struggled. And this was an option to keep up. Reviewed on: 13th May 2026
Agak's avatar
Agak

Great way to pay.

5
Great way to pay. Would recommend Reviewed on: 13th May 2026
E W's avatar
E W

No complaints at all, very straightforward

5
No complaints at all, very straightforward Reviewed on: 13th May 2026
nicola c's avatar
nicola c

Lovely productAmazing service, great customer care

5
Amazing service, great customer care Reviewed on: 13th May 2026
shaily Goyal's avatar
shaily Goyal

Excellent.

5
Excellent. Especially customer service. Reviewed on: 13th May 2026
Robert Munro's avatar
Robert Munro

Great communication.

5
Great communication. Everything explained in simple terms. Reviewed on: 13th May 2026
David H's avatar
David H

I’ve been using PayPal for a while, for everything f...

5
I’ve been using PayPal for a while, for everything from online shopping to splitting bills with friends, and it has never let me down. The app is incredibly user-friendly, and transactions are lightning-fast. What I appreciate most is the peace of mind—knowing my payment details are secure and having buyer protection just in case something goes wrong with an order. It’s my go-to payment method everywhere it’s accepted! Reviewed on: 13th May 2026
Chelsea A's avatar
Chelsea A

PayPal has always been great but it’s now even better.

5
PayPal has always been a really reliable & convenient way to pay for things on the Internet. But now they have a PayPal Credit Card and PayPal+, they have taken things to another level. Reviewed on: 13th May 2026
JohnC's avatar
JohnC

Very good and customer services know what they are d...

5
Very good and customer services know what they are doing. Reviewed on: 13th May 2026
Caroline r's avatar
Caroline r

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